Stearns County property record for 15995 River Bend Ln, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,540 sqft · built 1996 |
| Lot Size | 0.981 acres (42,714 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,230 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 36-24593-0322 |
| Primary APN | 36-24593-0322 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,148 sqft |
| 1st Floor Area | 964 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 42,714 sqft (0.981 acres) |
| Lot Dimensions | 226 ft deep x 189 ft wide |
| Garage Type | Attached |
| Garage Area | 2,662 sqft |
| Parking Spaces | 9 Parking Spaces |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15995 RIVER BEND LN |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-8728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 012 BLK 001 RIVER BEND ESTATES SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | RIVER BEND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11302 |
15995 River Bend Ln is owned and occupied by two individuals who acquired it in November 1995.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15995 RIVER BEND LN, COLD SPRING, MN 56320-8728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 1995 |
| Deed Sale | Nov 9, 1995 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 15995 River Bend Ln was $5,230.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,230.00 | $736,500 (+0.12%) Land $234,800 Building $501,700 | $736,500 (+0.12%) Land $234,800 Building $501,700 |
| 2025 | $735,600 Land $234,300 Building $501,300 | $735,600 Land $234,300 Building $501,300 | |
| 2023 | $7,012.00 | $689,400 Land $209,000 Building $480,400 | $689,400 Land $209,000 Building $480,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15995 River Bend Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15995 River Bend Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig, GigFire, Verizon.
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