Stearns County property record for 15865 River Bend Ln, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.25 ba · 4,205 sqft · built 2002 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $800,000 (Aug 2020) |
| Tax Bill | $11,698 (2026) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24593-0316 |
| Primary APN | 36-24593-0316 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,205 sqft Living Area |
| Gross Area | 4,263 sqft |
| 1st Floor Area | 1,760 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 51,836 sqft (1.19 acres) |
| Lot Dimensions | 338 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 2,043 sqft |
| Parking Spaces | 7 Parking Spaces |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 15865 RIVER BEND LN |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-8728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 001 RIVER BEND ESTATES SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | RIVER BEND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11302 |
15865 River Bend Ln is owner-occupied and held in a trust since March 2025.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15865 RIVER BEND LN, COLD SPRING, MN 56320-8728 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on File |
| Deed Sale | Aug 18, 2020 · Amount on File |
| Prior Sale | Dec 2, 1997 · Amount on File |
| Deed Document Number | 20201577668 |
| Last Transfer Date | Mar 26, 2025 |
| Transfer Doc | 00A1689422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 18, 2020 |
| Property Address | 15865 RIVER BEND LN, COLD SPRING, MN 56320-8728 |
| Document Number | 00A1577668 |
| Instrument Date | Aug 11, 2020 |
| Instrument | A1577668 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15865 RIVER BEND LN, COLD SPRING, MN 56320-8728 |
The 2026 property tax bill for 15865 River Bend Ln was $11,698.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,698.00 | ||
| 2025 | $1,090,200 Land $226,800 Building $863,400 | $1,090,200 Land $226,800 Building $863,400 | |
| 2023 | $13,498.00 | $989,700 Land $202,400 Building $787,300 | $989,700 Land $202,400 Building $787,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15865 River Bend Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15865 River Bend Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig, GigFire, Verizon.
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