15994 McElroy Rd, Whitehouse, TX 75791 Property Records

Smith County property record for 15994 McElroy Rd, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,209 sqft · built 2019
Lot Size	0.941 acres (40,990 sqft)
Owner	2 Trust Names on File
Tax Bill	$16,587 (2026)
Deeds & Mortgages	Nov 2020 Loan Modification Mar 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R099897`

Property Details

APN / Parcel Number

Primary APN	`R099897`
Alternative APN	`1-25020-0000-00-038000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,209 sqft Heated Area
1st Floor Area	868 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	40,990 sqft (0.941 acres)

Exterior Amenities

Pool Area	408 sqft
Porch	Slab
Porch Area	710 sqft
Deck Area	300 sqft
Patio Area	880 sqft
Boat House	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R099897
Street Address	15994 MCELROY RD
City	WHITEHOUSE
State	TX
Zip	75791-8335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELROY LAKE TYLER LEASE HOLD INTEREST LOT 38
Legal Subdivision	MCELROY LAKE TYLER
Legal Lot Number	38
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	2
Census Block	2034
Census Tract	2102

Owner

15994 McElroy Rd is held in a trust since November 2010.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6055 AZALEA LN, DALLAS, TX 75230-3480
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Loan Modification, Mortgage BTH BK
Mar 20, 2020	Loan Modification, Mortgage BTH BK
Mar 10, 2020	Deed of Trust, Mortgage BTH BK
Oct 23, 2019	Loan Modification, Mortgage BTH BK
Aug 24, 2018	Deed of Trust, Mortgage BTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2010
Deed Sale	Nov 29, 2010
Prior Sale	Nov 1, 2010
Deed Document Number	20102010-R00055197
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TX
Property Address	15994 MCELROY RD, WHITEHOUSE, TX 75791-8335
Document Number	0001045358
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15994 MCELROY RD WHITEHOUSE TX 757918335, WHITEHOUSE, TX 75791-8335

Mortgage

Document Number	0001045358
Date	Dec 1, 2020
Instrument	1045358

Lender

Name	BTH BK
Type	Bank
Address	TYLER, TX 75711

Agreement

Term	60 Months
Due	Nov 30, 2025

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TX
Property Address	15994 MCELROY RD, WHITEHOUSE, TX 75791-8335
Document Number	0000014779
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15994 MCELROY RD WHITEHOUSE TX 757918335, WHITEHOUSE, TX 75791-8335

Mortgage

Document Number	0000014779
Date	May 6, 2020
Instrument	14779

Lender

Name	BTH BK
Type	Bank
Address	TYLER, TX 75711

Agreement

Term	120 Months
Due	May 5, 2030

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15994 MCELROY RD, WHITEHOUSE, TX 75791-8335
Document Number	0000010464
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15994 MCELROY RD WHITEHOUSE TX 757918335, WHITEHOUSE, TX 75791-8335

Mortgage

Document Number	0000010464
Date	Mar 26, 2020
Instrument	10464

Lender

Name	BTH BK
Type	Bank
Address	TYLER, TX 75711

Agreement

Amount	Amount on Record

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TX
Property Address	15994 MCELROY RD, WHITEHOUSE, TX 75791-8335
Document Number	0000039660
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15994 MCELROY RD WHITEHOUSE TX 757918335, WHITEHOUSE, TX 75791-8335

Mortgage

Document Number	0000039660
Date	Nov 21, 2019
Instrument	39660

Lender

Name	BTH BK
Type	Bank
Address	TYLER, TX 75711

Agreement

Term	12 Months
Due	Nov 20, 2020

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15994 MCELROY RD, WHITEHOUSE, TX 75791-8335
Document Number	0000036148
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15994 MCELROY RD WHITEHOUSE TX 757918335, WHITEHOUSE, TX 75791-8335

Mortgage

Document Number	0000036148
Date	Aug 28, 2018
Instrument	36148

Lender

Name	BTH BK
Type	Bank
Address	TYLER, TX 75711

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15994 McElroy Rd was $16,587.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,587.00	$1,185,850 (-) Land $252,770 Building $933,080	$1,185,850 (-) Land $252,770 Building $933,080
2025	$16,587.00 (+2.89%)	$1,185,850 Land $252,770 Building $933,080	$1,185,850 Land $252,770 Building $933,080
2024	$16,121.00 (+0.65%)
2023	$16,017.00 (+7.93%)	$1,193,433 Land $252,770 Building $940,663	$1,193,433 Land $252,770 Building $940,663
2022	$14,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15994 McElroy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15994 McElroy Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

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