15980 McElroy Rd, Whitehouse, TX 75791 Property Records

Smith County property record for 15980 McElroy Rd, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,614 sqft · built 2008
Lot Size	0.958 acres (41,730 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,238 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R099896`

Property Details

APN / Parcel Number

Primary APN	`R099896`
Alternative APN	`1-25020-0000-00-037000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,614 sqft Heated Area
1st Floor Area	2,470 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	41,730 sqft (0.958 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Slab
Porch Area	720 sqft
Boat House	2,300 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R099896
Street Address	15980 MCELROY RD
City	WHITEHOUSE
State	TX
Zip	75791-8335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELROY LAKE TYLER LEASE HOLD INTEREST LOT 37
Legal Subdivision	MCELROY LAKE TYLER
Legal Lot Number	37
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	2
Census Block	2034
Census Tract	2102

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15980 MCELROY RD, WHITEHOUSE, TX 75791-8335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEWOOD MORTGAGE INC
Jun 12, 2018	Deed of Trust, Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15980 MCELROY RD, WHITEHOUSE, TX 75791-8335
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001004486
Date	Feb 3, 2021
Instrument	202101004486

Lender

Name	HOMEWOOD MORTGAGE INC
Address	DALLAS, TX 75287

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15980 MCELROY RD, WHITEHOUSE, TX 75791-8335
Document Number	0000025428
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15980 MCELROY RD WHITEHOUSE TX 757918335, WHITEHOUSE, TX 75791-8335

Mortgage

Document Number	0000025428
Date	Jun 18, 2018
Instrument	25428

Lender

Name	CITIBANK
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2239

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2033

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,238.00 (-7.61%) Homeowner's exemption Senior Citizen's exemption	$1,305,375 (-8.66%) Land $252,770 Building $1,052,605	$1,305,375 (-8.66%) Land $252,770 Building $1,052,605
2025	$17,575.00 (-5.08%) Homeowner's exemption Senior Citizen's exemption	$1,429,209 (-1.47%) Land $252,770 Building $1,176,439	$1,429,209 (-1.47%) Land $252,770 Building $1,176,439
2024	$18,516.00 (+10.97%)
2023	$16,685.00 (-5.82%) Homeowner's exemption	$1,450,513 Land $252,770 Building $1,197,743	$1,450,513 Land $252,770 Building $1,197,743
2022	$17,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

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