Henderson County property record for 15990 Upper Delaware Rd, Henderson, KY 42420 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2001 |
| Square Footage | 2,294 sqft Finished Area |
| Lot Size | 98,141 sqft (2.25 acres) |
| Garage | Attached, 664 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,738.00 (2025) |
Source: Henderson County records · APN 89-16.2
Assessment roll updated April 1, 2025 · Last verified December 2025
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| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15990 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2005 |
| Deed Sale | Sep 19, 2005 |
| Deed Doc Number | 0000543239 |
| Deed Book / Page | 543 / 239 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15990 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15990 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Document Number | MT1416/520 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | MT1416/520 |
| Instrument | 2023003415 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15990 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | MT1295/724 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | MT 1295/724 |
| Instrument | 2019011315 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Nov 01, 2032 |
Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,738.00 (+18.37%) | $242,000 (+19.8%) | $242,000 (+19.8%) |
| 2023 | $2,313.00 | $202,000 | $202,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 6% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 89-16.2 |
|---|---|
| Alternative APN |
|
| Building Area | 2,294 sqft Finished Area |
|---|---|
| Basement Area | 1,360 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 98,141 sqft (2.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 664 sqft Garage |
| Porch | Porch |
| Porch Area | 270 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Other Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 12308 |
|---|---|
| Street Address | 15990 UPPER DELAWARE RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-8830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | OTIS WALKER |
| Jurisdiction | HENDERSON KY |
| Minor Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 20800 |
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