Henderson County property record for 15936 Upper Delaware Rd, Henderson, KY 42420
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2.5 ba · 2,491 sqft · built 1997 |
| Lot Size | 97.8 acres (4,261,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,273 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jul 2026 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 89-16.1 |
| Primary APN | 89-16.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,491 sqft Finished Area |
| Basement Area | 1,810 sqft |
| Unfinished Basement | 1,604 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,261,344 sqft (97.8 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 18841 |
|---|---|
| Street Address | 15936 UPPER DELAWARE RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-8830 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | FARM- 99.07 ACRES |
| Legal Subdivision | OTIS WALKER SUBDIVISION |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20800 |
15936 Upper Delaware Rd, an agricultural property, is owned and occupied by two individuals who acquired it in June 2026.
Source: Henderson County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Jul 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Jun 6, 2007 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| Nov 1, 2010 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Jun 5, 2007 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| May 6, 2009 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| Jul 6, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2026 |
| Transfer Doc | 0000006761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 8, 2026 |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Document Number | 0000006761 |
| Book / Page | 692 / 180 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20266761 |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 8, 2026 |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Document Number | 0000006760 |
| Book / Page | 692 / 175 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20266760 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 15990 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Document Number | MT1366/282 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | MT 1366/282 |
| Instrument | 2021010017 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000973/393 |
|---|---|
| Date | Jun 6, 2007 |
| Book Page | 973/393 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | SEBREE, KY 42455 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Jul 21, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001066/969 |
|---|---|
| Date | Nov 1, 2010 |
| Book Page | 1066/969 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Address | SEBREE, KY 42455 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 30, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000973/311 |
|---|---|
| Date | Jun 5, 2007 |
| Book Page | 973/311 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Address | SEBREE, KY 42455 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 30, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001025/441 |
|---|---|
| Date | May 6, 2009 |
| Book Page | 1025/441 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | SEBREE, KY 42455 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | May 1, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 6, 2020 |
| Property Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Document Number | RE0644/594 |
| Book / Page | RE 0644 / 594 |
| Map Reference | MB 8 PG 560A |
| Instrument Date | Jul 6, 2020 |
| Instrument | 2020006245 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15990 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 15936 UPPER DELAWARE RD, HENDERSON, KY 42420-8830 |
The 2025 property tax bill for 15936 Upper Delaware Rd was $3,273 with a homeowner's exemption.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,273.00 Homeowner's exemption | $339,300 | $339,300 |
| 2023 | $2,724.00 Homeowner's exemption | $285,100 | $285,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15936 Upper Delaware Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15936 Upper Delaware Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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