San Diego County property record for 15988 el Monte Rd, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,280 sqft · built 2015 |
| Lot Size | 0.362 acres (15,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Jan 2019) |
| Tax Bill | $7,832 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-060-13-00 |
| Primary APN | 390-060-13-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,280 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 15,768 sqft (0.362 acres) |
| View / Lot | River |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15988 EL MONTE RD |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A72 |
| Legal Description | LOT 66 POR TR DB0170PG071 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | DB0170PG |
| Legal Block | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16812 |
15988 el Monte Rd is owned and occupied by an individual who bought it in January 2019.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15988 EL MONTE RD, LAKESIDE, CA 92040-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 15, 2019 | Grant Deed, Transfer · Conventional with PMI USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on File |
| Deed Sale | Jan 15, 2019 · Amount on File |
| Prior Sale | Oct 3, 2016 · Amount on File |
| Deed Document Number | 201915838 |
| Prior Transfer Date | Jul 25, 2016 |
| Prior Transfer Doc | 0000527925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15988 EL MONTE RD, LAKESIDE, CA 92040-2612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 15988 EL MONTE RD, LAKESIDE, CA 92040-2612 |
| Document Number | 0000071555 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0071555 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 15, 2019 |
| Property Address | 15988 EL MONTE RD, LAKESIDE, CA 92040-2612 |
| Document Number | 0000015838 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 15838 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15988 EL MONTE RD LAKESIDE CA 920402612, LAKESIDE, CA 92040-2612 |
| Document Number | 15839 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 15839 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2049 |
The 2025 property tax bill for 15988 el Monte Rd was $7,832 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $665,624 (+2%) Land $256,008 Building $409,616 | |
| 2025 | $7,832.00 Homeowner's exemption | $652,574 Land $250,989 Building $401,585 |
| 2023 | $7,436.00 (+1.57%) Homeowner's exemption | $627,236 Land $241,244 Building $385,992 |
| 2022 | $7,321.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15988 el Monte Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15988 el Monte Rd is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Canyon Wireless Fixed Wireless | 70 / 30 |
No cell data coverage reported
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