Josephine County property record for 15981 Water Gap Rd, Williams, OR 97544
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,782 sqft · built 1989 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,500 (Nov 2021) |
| Tax Bill | $1,999 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-22-00-000106 |
| Primary APN | 38-05-22-00-000106 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 904 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | R326497 |
|---|---|
| Street Address | 15981 WATER GAP RD |
| City | WILLIAMS |
| State | OR |
| Zip | 97544-9559 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RR5; RURAL RES 5 AC |
| Legal Description | ACRES 5.00 |
| Legal Range | 05 |
| Legal Township | 38 |
| Legal Section | 22 |
| Legal Quarter | 00 |
| Legal Lot Number | 106 |
| Jurisdiction | JOSEPHINE OR |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 361400 |
15981 Water Gap Rd, a mobile home, is owned by an individual who bought it in November 2021.
Source: Josephine County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 36, WILLIAMS, OR 97544-0036 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on File |
| Deed Sale | Nov 30, 2021 · Amount on File |
| Deed Document Number | 21--020121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOSEPHINE OR |
| Recording Date | Nov 30, 2021 |
| Property Address | 15981 WATER GAP RD, WILLIAMS, OR 97544-9559 |
| Document Number | 0000020121 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2021-020121 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 36, WILLIAMS, OR 97544-0036 |
| Document Number | 0000020122 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-020122 |
| Name | NORTHWEST FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3.7% |
| Max Rate At Change | 12.9% |
| Index | Other |
| Max Rate | 12.9% |
The 2025 property tax bill for 15981 Water Gap Rd was $1,999, up 3.5% from the year before.
Source: Josephine County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Josephine County |
| Unified School District | Three Rivers School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,999.00 (+3.52%) | $214,420 (+3%) | $344,020 (+0.34%) Land $224,900 Building $119,120 |
| 2024 | $1,931.00 (+15.08%) | $208,180 (+3%) | $342,860 (+0.77%) Land $221,330 Building $121,530 |
| 2023 | $1,678.00 (+2.32%) | $202,120 (+3%) | $340,240 (+5.93%) Land $209,680 Building $130,560 |
| 2022 | $1,640.00 | $196,240 | $321,200 Land $219,840 Building $101,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15981 Water Gap Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1997 · Severe Winter Storms, Land And Mudslides, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15981 Water Gap Rd is extreme, ranking above 97.2% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.2% of the US · above 94% of Oregon |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Hunter Communications.
5G (outdoors only) and 4G LTE
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