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15902 Water Gap Rd, Williams, OR 97544 Property Records

Josephine County property record for 15902 Water Gap Rd, Williams, OR 97544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,803 sqft · built 1977
Lot Size2.08 acres (90,605 sqft)
Owner2 Individual Names on File
Last Sale$629,000 (May 2026)
Tax Bill$2,658 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-22-00-000109

Property Details

APN / Parcel Number

Primary APN38-05-22-00-000109
Alternative APNs
  • 3805220000010900
  • R326500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,803 sqft Living Area
Gross Area2,427 sqft
1st Floor Area1,803 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area90,605 sqft (2.08 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces7 Parking Spaces
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account NumberR326500
Street Address15902 WATER GAP RD
CityWILLIAMS
StateOR
Zip97544-9559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR5
Legal DescriptionACRES 2.08
Legal Range05W
Legal Township38S
Legal Section22
Legal Lot Number109
JurisdictionJOSEPHINE OR
Township / Civil DivisionWILLIAMS
Census Block Group2
Census Block2004
Census Tract361400

Owner

Source: Josephine County records · APN 38-05-22-00-000109

Assessment roll updated October 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15902 WATER GAP RD, WILLIAMS, OR 97544-9559
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2026 · Amount on Record
Deed SaleMay 07, 2026 · Amount on Record
Deed Document Number20264523
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOSEPHINE OR
Recording DateMay 07, 2026
Property Address15902 WATER GAP RD, WILLIAMS, OR 97544-9559
Document Number0000004523
Instrument DateApr 06, 2026
Instrument2026.4523
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15902 WATER GAP RD, WILLIAMS, OR 97544-9559

Mortgage

Document Number0000004524,
DateMay 07, 2026
Instrument2026.4524
Lender
NameML MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Josephine County records · Assessment roll updated October 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyJosephine County
Unified School DistrictThree Rivers School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,658.00 (+3.38%)$276,050 (+3%)$535,290 (+1.8%) Land $190,400 Building $344,890
2024$2,571.00 (+14.73%)$268,010 (+3%)$525,830 (+12.13%) Land $187,940 Building $337,890
2023$2,241.00 (+2.28%)$260,210 (+3%)$468,940 (+1.96%) Land $178,050 Building $290,890
2022$2,191.00$252,640$459,920 Land $186,060 Building $273,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1997 · Severe Winter Storms, Land And Mudslides, Flooding

Wildfire

Wildfire RiskExtreme
above 95% of the US · above 90% of Oregon
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

May also be available: Hunter Communications & Technologies.

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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