15977 Eagle St NW, Andover, MN 55304 Property Records

Anoka County property record for 15977 Eagle St NW, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2003
Lot Size	0.366 acres (15,933 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2019)
Tax Bill	$1,262 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-24-32-0075`

Property Details

APN / Parcel Number

Primary APN	`14-32-24-32-0075`
Alternative APN	`1540247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,933 sqft (0.366 acres)
Garage Area	638 sqft
Driveway	Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1540247
Street Address	15977 EAGLE ST NW
City	ANDOVER
State	MN
Zip	55304-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 2 SHADY OAK COVE
Legal Range	24W
Legal Township	32N
Legal Section	14
Legal Subdivision	SHADY OAK COVE
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANOKA MN
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2008
Census Tract	50238

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15977 EAGLE ST NW, ANDOVER, MN 55304-2667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP
Mar 18, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
Jul 5, 2019	Warranty Deed, Transfer · VA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Jan 17, 2012 · Amount on Record
Deed Document Number	20192231270001
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	15977 EAGLE ST NW, ANDOVER, MN 55304-2667
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2298758001
Date	Jan 19, 2021
Instrument	A2298758.001

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	15977 EAGLE ST NW, ANDOVER, MN 55304-2667
Document Number	2256796001
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15977 EAGLE ST NW ANDOVER MN 553042667, ANDOVER, MN 55304-2667

Mortgage

Document Number	2256796001
Date	Apr 6, 2020
Instrument	2256796001

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Jul 5, 2019
Property Address	15977 EAGLE ST NW, ANDOVER, MN 55304-2667
Document Number	2231270001
Instrument Date	Jun 28, 2019
Instrument	2231270001
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15977 EAGLE ST NW ANDOVER MN 553042667, ANDOVER, MN 55304-2667

Mortgage

Document Number	2231270002
Date	Jul 5, 2019
Instrument	2231270002

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Andover City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,262.00 (-12.18%) Homeowner's exemption	$404,700 (+6.89%) Land $111,200 Building $293,500	$404,700 (+6.89%) Land $111,200 Building $293,500
2024	$1,437.00	$378,600 Land $98,100 Building $280,500	$378,600 Land $98,100 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Andover serves 21,455 people · EPA ID MN1020034
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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