15965 Eagle St NW, Andover, MN 55304 Property Records

Anoka County property record for 15965 Eagle St NW, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2003
Lot Size	0.297 acres (12,928 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Sep 2021)
Tax Bill	$4,140 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-24-32-0076`

Property Details

APN / Parcel Number

Primary APN	`14-32-24-32-0076`
Alternative APN	`1540256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,928 sqft (0.297 acres)
Garage Area	678 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15965 EAGLE ST NW
City	ANDOVER
State	MN
Zip	55304-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 2 SHADY OAK COVE
Legal Range	24W
Legal Township	32N
Legal Section	14
Legal Subdivision	SHADY OAK COVE
Legal Block	2
Legal Lot Number	4
Jurisdiction	ANOKA MN
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2008
Census Tract	50238

Owner

15965 Eagle St NW is owned and occupied by an individual who bought it in September 2021.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	15965 EAGLE ST NW, ANDOVER, MN 55304-2667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 14, 2018	Warranty Deed, Transfer · Conventional with PMI GOLDWATER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	20212335253001
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	15965 EAGLE ST NW, ANDOVER, MN 55304-2667
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2243934003
Date	Nov 14, 2019
Instrument	A2243934.003

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Sep 7, 2021
Property Address	15965 EAGLE ST NW, ANDOVER, MN 55304-2667
Document Number	A2335253001
Instrument Date	Aug 27, 2021
Instrument	A2335253.001
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15965 EAGLE ST NW, ANDOVER, MN 55304-2667

Mortgage

Document Number	A2335253002
Date	Sep 7, 2021
Instrument	A2335253.002

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Nov 14, 2018
Property Address	15965 EAGLE ST NW, ANDOVER, MN 55304-2667
Document Number	2213970001
Instrument Date	Oct 12, 2018
Instrument	2213970001
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15965 EAGLE ST NW ANDOVER MN 553042667, ANDOVER, MN 55304-2667

Mortgage

Document Number	2213970002
Date	Nov 14, 2018
Instrument	2213970002

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 15965 Eagle St NW was $4,140 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Andover City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,140.00 Homeowner's exemption	$400,500 Land $111,200 Building $289,300	$400,500 Land $111,200 Building $289,300
2024	$3,763.00	$381,200 Land $98,100 Building $283,100	$381,200 Land $98,100 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15965 Eagle St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15965 Eagle St NW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Andover serves 21,455 people · EPA ID MN1020034
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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