1597 Pine St, Niceville, FL 32578 Property Records

Okaloosa County property record for 1597 Pine St, Niceville, FL 32578

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,296 sqft · built 1999
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$579,900 (Feb 2026)
Tax Bill$1,309 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2026 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-596-5298-2

Property Details

APN / Parcel Number

Primary APNC56-000-596-5298-2
Alternative APNs
  • 24-1S-22-223A-000B-0020
  • 22S124223A000B0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,641 sqft
1st Floor Area1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area19,994 sqft (0.459 acres)
Lot Width100 ft Width
PorchScreened/Unfinished Porch
Porch Area300 sqft
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1597 PINE ST
CityNICEVILLE
StateFL
Zip32578-9785
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSEMINOLE S/D S1/2 LOT 2 BLK B
Legal Range22W
Legal Township01S
Legal Section24
Legal SubdivisionSEMINOLE S/D
Legal BlockB
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2000
Census Tract21001

Owner

Source: Okaloosa County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1595 PINE ST, NICEVILLE, FL 32578-9785
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN MORTGAGE CORPORATION
Feb 19, 2026Warranty Deed, Transfer
MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2026 · Amount on Record
Deed SaleFeb 19, 2026 · Amount on Record
Prior SaleJun 11, 2025 · Amount on Record
Deed Document Number20263799739
Prior Transfer DateDec 4, 2015
Prior Transfer Doc0032274261
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateApr 2, 2026
Property Address1597 PINE ST, NICEVILLE, FL 32578-9785
Document Number0003808280
Instrument DateMar 31, 2026
Instrument20263808280
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFOUNDATION MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 20TH ST, NICEVILLE, FL 32578-3263

Mortgage

Document Number0003808280,
DateApr 2, 2026
Instrument20263808280
Lender
NameMOUNTAIN MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 19, 2026
Property Address1597 PINE ST, NICEVILLE, FL 32578-9785
Document Number0003799739
Map ReferenceMB 2 PG 157
Instrument DateFeb 6, 2026
Instrument3799739
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
Tax$4,059.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 686, BAKER, FL 32531-0686

Transferred To (Grantee/Buyer)

NameVerified Name
Address1595 PINE ST, NICEVILLE, FL 32578-9785

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,309.00 (-6.23%)$119,825 (-1.37%) Land $45,465 Building $74,360$119,825 (-1.37%) Land $45,465 Building $74,360
2023$1,396.00 (+10.36%)$121,489 (+12.97%) Land $67,895 Building $53,594$121,489 (+12.97%) Land $67,895 Building $53,594
2022$1,265.00$107,537 Land $64,662 Building $42,875$107,537 Land $64,662 Building $42,875

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2004–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

May also be available: T-Mobile.

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