1589 Pine St, Niceville, FL 32578 Property Records

Okaloosa County property record for 1589 Pine St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1987
Lot Size	0.467 acres (20,373 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Feb 2025)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-5300-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-5300-6`
Alternative APN	`24-1S-22-223A-000B-0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Heated Area
1st Floor Area	1,800 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	20,373 sqft (0.467 acres)
Lot Width	100 ft Width
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1589 PINE ST
City	NICEVILLE
State	FL
Zip	32578-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE S/D LOT 4 BLK B
Legal Range	22
Legal Township	01S
Legal Section	24
Legal Subdivision	SEMINOLE S/D
Legal Block	B
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	324 HOLLY ST, DESTIN, FL 32541-2616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Personal Representative Deed, Transfer · Conventional Mortgage HOMEFI CORP
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	3738612
Record Updated	Jun 8, 2026

February 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 21, 2025
Property Address	1589 PINE ST, NICEVILLE, FL 32578-9785
Document Number	0003738612
Map Reference	MB 2 PG 157
Instrument Date	Feb 20, 2025
Instrument	3738612
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 JOHN SAUNDERS RD, DEFUNIAK SPRINGS, FL 32435-6682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 HOLLY ST, DESTIN, FL 32541-2616

Mortgage

Document Number	0003738613
Date	Feb 21, 2025
Instrument	3738613

Lender

Name	HOMEFI CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1589 PINE ST, NICEVILLE, FL 32578-9785
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 PINE ST, NICEVILLE, FL 32578-9785

Mortgage

Document Number	0036802320
Date	Jun 21, 2023
Book Page	3680/2320
Instrument	3631150

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00 (+176.19%)	$251,007 (+95.27%) Land $90,929 Building $160,078	$251,007 (+6.21%) Land $90,929 Building $160,078
2023	$1,071.00 (+3.28%) Homeowner's exemption	$128,541 (+3%)	$236,324 (+6.05%) Land $67,895 Building $168,429
2022	$1,037.00 Homeowner's exemption	$124,797	$222,839 Land $64,662 Building $158,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

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