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1596 Saint James Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1596 Saint James Rd, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.04 acres (1,750 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Sep 2016)
Tax Bill$194 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN023-182-028

Property Details

APN / Parcel Number

Primary APN023-182-028

Exterior

Lot Area1,750 sqft (0.04 acres)

Location & Zoning

Street AddressSAINT JAMES RD
CityCAMBRIA
StateCA
Zip93428
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionCAM PINES TR 8 BL 213 LT 53 & 54
Legal SubdivisionCAMBRIA PINES 08
Legal Tract8
Legal Block213
Legal Lot Number53
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1075
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 023-182-028

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1609, ARROYO GRANDE, CA 93421-1609
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CASTLE MORTGAGE CORP
Mar 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2016 · Amount on Record
Deed SaleSep 30, 2016 · Amount on Record
Deed Document Number201649295
Last Transfer DateDec 28, 2021
Transfer Doc0000000129
Record UpdatedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 03, 2022
Property Address1596 SAINT JAMES RD, CAMBRIA, CA 93428-5620
Document Number0000000129
Map ReferenceMB 5 PG 21
Instrument DateDec 28, 2021
Instrument2022000129
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 LYDULWILD PLACE, ARROYO GRANDE, CA 93420

Mortgage

Document Number0000000130
DateJan 03, 2022
Instrument2022000130
Lender
NameCASTLE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1596 SAINT JAMES RD, CAMBRIA, CA 93428-5620
Document Number0000012112
Instrument DateMar 22, 2018
Transaction TypeMortgage
Record UpdatedApr 04, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2041 IDYLLWILD PL ARROYO GRANDE CA 934209602, ARROYO GRANDE, CA 93420-9602

Mortgage

Document Number0000012112
DateMar 28, 2018
Instrument12112
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$11,835 (+2%) Land $11,835
2025$194.00 (+5.43%)$11,603 (+4.03%) Land $11,603
2023$184.00 (+2.22%)$11,153 Land $11,153
2022$180.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1983–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 609 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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