1520 Saint James Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1520 Saint James Rd, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,168 sqft · built 1982
Lot Size0.176 acres (7,676 sqft)
OwnerCompany Name on File
Last Sale$166,000 (Jun 1996)
Tax Bill$3,439 (2025)
Flood ZoneZone X (minimal risk)
APN023-182-047

Property Details

APN / Parcel Number

Primary APN023-182-047

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,168 sqft Living Area
1st Floor Area1,168 sqft 1st Floor
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood
Lot Area7,676 sqft (0.176 acres)
Parking Spaces1 Parking Space
TerrainAbove Road/Slope

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1520 SAINT JAMES RD
CityCAMBRIA
StateCA
Zip93428-5620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES TR 8 BL 213 LT 47 TO 50
Legal Tract8
Legal Block213
Legal Lot Number47
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1075
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 023-182-047

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1520 SAINT JAMES RD, CAMBRIA, CA 93428-5620
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 1996 · Amount on Record
Deed SaleJun 19, 1996 · Amount on Record
Deed Document Number199630411
Last Transfer DateFeb 19, 2006
Transfer Doc0000012979
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$306,160 (+2%) Land $177,401 Building $128,759
2025$3,439.00 (+4.31%) Homeowner's exemption$300,158 (+4.04%) Land $173,923 Building $126,235
2023$3,297.00 (+2.11%) Homeowner's exemption$288,504 Land $167,170 Building $121,334
2022$3,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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