FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15864 VIA MEDIA, SAN LORENZO, CA 94580-2351
January 2024: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN JOAQUIN CA
Recording Date
Jan 9, 2024
Property Address
15954 5TH ST, LATHROP, CA 95330-9762
Document Number
0000002210
Map Reference
MB 1 PG 68
Instrument Date
Dec 15, 2023
Instrument
2024-002210
Transaction Type
Transfer
Record Updated
Jan 23, 2024
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
15864 VIA MEDIA, SAN LORENZO, CA 94580-2351
Mortgage
Document Number
0000002212
Date
Jan 9, 2024
Instrument
2024-002212
Lender
Name
AMERICAN FINANCIAL NETWORK INC
Type
Funding / Finance Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2054
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN JOAQUIN CA
Property Address
15954 5TH ST, LATHROP, CA 95330-9762
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
CALATLANTIC TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000018647
Date
Feb 12, 2020
Instrument
2020-018647
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2050
June 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN JOAQUIN CA
Property Address
15954 5TH ST, LATHROP, CA 95330-9762
Document Number
0000078715
Instrument Date
Jun 27, 2020
Transaction Type
Mortgage
Record Updated
Jul 16, 2020
Title Company
AMROCK INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
15954 5TH ST LATHROP CA 953309762, LATHROP, CA 95330-9762
Mortgage
Document Number
0000078715
Date
Jul 2, 2020
Instrument
78715
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
240 Months
Due
Jul 1, 2040
May 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN JOAQUIN CA
Property Address
15954 5TH ST, LATHROP, CA 95330-9762
Document Number
0000061963
Instrument Date
May 25, 2017
Transaction Type
Mortgage
Record Updated
Jan 13, 2020
Title Company
JUAB TITLE AND ABSTRACT COMPANY, TIMIOS INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
15954 5TH ST LATHROP CA 953309762, LATHROP, CA 95330-9762
Mortgage
Document Number
0000061963
Date
Jun 1, 2017
Instrument
61963
Lender
Name
FIRST DIRECT LNDG
Address
IRVINE, CA 92618
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 31, 2047
Tax Assessment & Valuation
The 2026 property tax bill for 15954 5th St was $5,162, down 7.6% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
Property Jurisdictions
Type
Name
State
California
County
San Joaquin County
Municipality
Lathrop City
Unified School District
Manteca Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$5,162.00 (-7.64%)
2025
$5,589.00
$489,600Land $147,900Building $341,700
2023
$1,854.00 (+1.42%)
$146,044Land $43,317Building $102,727
$378,360
2022
$1,828.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 15954 5th St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
2 (1983)
Claims Outside the SFHA
2 of 2
Most Recent Claim
May 1983 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 15954 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source
Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection
Dec 2024
Also Mapped Here
SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Cal.net Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.