15950 Nelson Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 15950 Nelson Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jun 2023)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-22-3006-000`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-22-3006-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Porch	Porch
Porch Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15950 NELSON RD
City	HEMLOCK
State	MI
Zip	48626-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 154 FT OF E 137 FT OF W 264 FT OF SW 1/4 0.5 ACRE SEC 22 T11N R2E
Legal Range	02E
Legal Township	11N
Legal Section	22
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2027
Census Tract	12300

Owner

15950 Nelson Rd is owned and occupied by an individual who bought it in June 2023.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15950 NELSON RD, HEMLOCK, MI 48626-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Jun 5, 2023	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Feb 22, 2021	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY
Feb 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	202313475
Prior Transfer Date	Apr 1, 2016
Prior Transfer Doc	0000009857
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15950 NELSON RD, HEMLOCK, MI 48626-9738
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15950 NELSON RD, HEMLOCK, MI 48626-9738
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000028
Date	Jan 2, 2026
Instrument	2026000028

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15950 NELSON RD, HEMLOCK, MI 48626-9738
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15950 NELSON RD, HEMLOCK, MI 48626-9738

Mortgage

Document Number	0000026560
Date	Dec 13, 2023
Instrument	2023026560

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	4555 INVESTMENT DR, TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 5, 2023
Property Address	15950 NELSON RD, HEMLOCK, MI 48626-9738
Document Number	0000013475
Instrument Date	May 30, 2023
Instrument	2023013475
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8122 BRIARWOOD DR, BIRCH RUN, MI 48415-8523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 WEST MAXIOW AVENUE, HAZEL PARK, MI 48030-2217
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 22, 2021
Property Address	15950 NELSON RD, HEMLOCK, MI 48626-9738
Document Number	2021005565
Instrument Date	Feb 15, 2021
Instrument	2021005565
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 CHANDRA LN, 81, HEMLOCK, MI 48626-9418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15950 NELSON RD, HEMLOCK, MI 48626-9738

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 28, 2019
Property Address	15950 NELSON RD, HEMLOCK, MI 48626-9738
Document Number	0000003913
Instrument Date	Feb 18, 2019
Instrument	3913
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15950 NELSON RD HEMLOCK MI 486269738, HEMLOCK, MI 48626-9738

Tax Assessment & Valuation

The 2025 property tax bill for 15950 Nelson Rd was $1,485 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,600	$91,200
2025	$1,485.00 Homeowner's exemption
2023		$32,900 (+2.17%)	$65,800 (+2.17%)
2022	$1,692.00 (+24.59%)	$32,200	$64,400
2021	$1,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15950 Nelson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15950 Nelson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelson Rd

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