15830 Nelson Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 15830 Nelson Rd, Hemlock, MI 48626

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 1994
Lot Size	7.85 acres (341,946 sqft)
Owner	Individual Name on File
Last Sale	$141,900 (Dec 2019)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-22-3003-003`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-22-3003-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Lot Area	341,946 sqft (7.85 acres)
Deck Area	Deck Area
Patio Area	484 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	15830 NELSON RD
City	HEMLOCK
State	MI
Zip	48626-9738
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM AT A PT 657.99 FT E FROM SW CORN OF SEC TH N 1069.72 FT TH E 320.01 FT TH S 1068.73 FT TH W 320.01 FT TO POB 7.85 ACRES
Legal Range	02E
Legal Township	11N
Legal Section	22
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2027
Census Tract	12300

Owner

15830 Nelson Rd, a mobile home, is owned and occupied by an individual who bought it in December 2019.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	15830 NELSON RD, HEMLOCK, MI 48626-9738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
Dec 6, 2019	Warranty Deed, Transfer · Conventional with PMI WANIGAS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Mar 16, 1994 · Amount on File
Deed Document Number	201929735
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15830 NELSON RD, HEMLOCK, MI 48626-9738
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15830 NEISON ROAD, HEMLOCK, MI 48626-9738

Mortgage

Document Number	0000002188
Date	Feb 5, 2024
Instrument	2024002188

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	G3381 VAN SLYKE RD, FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 6, 2019
Property Address	15830 NELSON RD, HEMLOCK, MI 48626-9738
Document Number	0000029735
Instrument Date	Oct 31, 2019
Instrument	29735
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.90
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	622 W MAPLE ST ST CHARLES MI 486551260, ST CHARLES, MI 48655-1260

Mortgage

Document Number	29736
Date	Dec 6, 2019
Instrument	29736

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15830 Nelson Rd was $2,378 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,500	$205,000
2025	$2,378.00 Homeowner's exemption
2023		$63,000	$126,000
2022	$2,216.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15830 Nelson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15830 Nelson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelson Rd

Nearby Streets

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