Macon County property record for 1595 Upper Divide Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,974 sqft · built 1987 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Sep 2023) |
| Tax Bill | $2,860 (2025) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7550049328 |
| Primary APN | 7550049328 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,974 sqft Heated Area |
| 1st Floor Area | 1,974 sqft |
| Basement Area | 1,974 sqft |
| Unfinished Basement | 1,974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 61,420 sqft (1.41 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 310 sqft |
| Deck Area | 28 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 148025 |
|---|---|
| Street Address | 1595 UPPER DIVIDE RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 8 BLK F SEC II HFCC |
| Legal Subdivision | HIGHLANDS FALLS COUNTRY CLUB |
| Legal Block | F |
| Legal Lot Number | 8 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970502 |
Source: Macon County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 STARGRASS RETREAT, SAVANNAH, GA 31411-2920 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | Sep 14, 2004 · Amount on Record |
| Deed Document Number | 20235952 |
| Deed Book / Page | 42 / 294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 25, 2023 |
| Property Address | 1595 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7194 |
| Document Number | 000T42/294 |
| Book / Page | T-42 / 294 |
| Map Reference | CAB 1 SL 349 PG 1 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023005952 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 10 STARGRASS RETREAT, SAVANNAH, GA 31411-2920 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $947,870 (-) Land $150,000 Building $797,870 | $947,870 (-) Land $150,000 Building $797,870 | |
| 2025 | $2,860.00 (+0.42%) | ||
| 2023 | $2,848.00 | $947,870 Land $150,000 Building $797,870 | $947,870 Land $150,000 Building $797,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2013–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS FALLS COUNTRY CLUB private · serves 650 people · EPA ID NC0157123 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 Lead public education Dec 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Frontier, Hotwire Communications, Verizon.
5G (outdoors only) and 4G LTE
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