1555 Upper Divide Rd, Highlands, NC 28741 Property Records

Macon County property record for 1555 Upper Divide Rd, Highlands, NC 28741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,792 sqft · built 1986
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Tax Bill	$2,803 (2025)
Flood Zone	Zone X (minimal risk)
APN	`7550049720`

Property Details

APN / Parcel Number

Primary APN	`7550049720`
Alternative APNs	`0527352` `39654`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,792 sqft Heated Area
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	108 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	39654
Street Address	1555 UPPER DIVIDE RD
City	HIGHLANDS
State	NC
Zip	28741-7194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 & 1/2 OF 9 BL D SEC II HFCC
Legal Subdivision	HIGHLANDS FALLS COUNTRY CLUB
Legal Block	D
Legal Lot Number	1,10
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1042
Census Tract	970502

Owner

Source: Macon County records · APN 7550049720

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1555 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 1986
Deed Sale	Oct 24, 1986
Deed Book / Page	17 / 269
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$928,060 (-) Land $125,000 Building $803,060	$928,060 (-) Land $125,000 Building $803,060
2025	$2,803.00 (+0.43%)
2023	$2,791.00	$928,060 Land $125,000 Building $803,060	$928,060 Land $125,000 Building $803,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force 9 of 38 on primary residences
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024, other causes, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.