1595 Union Ridge Dr, Clever, MO 65631 Property Records

Stone County property record for 1595 Union Ridge Dr, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	2,393 sqft · built 2008
Lot Size	9.23 acres (402,494 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1.0-11-000-000-008.003`

Property Details

APN / Parcel Number

Primary APN	`02-1.0-11-000-000-008.003`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	2,393 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	402,494 sqft (9.23 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	1595 UNION RIDGE DR
City	CLEVER
State	MO
Zip	65631-6652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TR 3 IN THE NE OF THE NE OF THE SE
Legal Tract	3
Jurisdiction	STONE MO
Township / Civil Division	CASS
Census Block Group	1
Census Block	1026
Census Tract	90101

Owner

Source: Stone County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1595 UNION RIDGE DR, CLEVER, MO 65631-6652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 18, 2020	Beneficiary Deed, Transfer
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020
Deed Sale	Nov 20, 2020
Prior Sale	Sep 29, 2015
Deed Document Number	0202016266
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	201900006470
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	1595 UNION RIDGE DR, CLEVER, MO 65631-6652
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013315
Date	Oct 26, 2020
Instrument	202000013315

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

December 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	STONE MO
Recording Date	Dec 18, 2020
Property Address	1595 UNION RIDGE DR, CLEVER, MO 65631-6652
Document Number	202000016266
Instrument Date	Nov 20, 2020
Instrument	202000016266
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1595 UNION RIDGE DR, CLEVER, MO 65631-6652

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	May 3, 2019
Property Address	1595 UNION RIDGE DR, CLEVER, MO 65631-6652
Document Number	201900006470
Instrument Date	May 3, 2019
Instrument	201900006470
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	WACO TITLE COMPANY SPRINGFIELD, WACO TITLE CO SPRINGFIELD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 VOUSH RIDGE DR, CLEVER, MO 65631

Mortgage

Document Number	201900006471
Date	May 3, 2019
Instrument	201900006471

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (-3.28%)	$27,550 (-)	$147,300 (-) Land $4,700 Building $142,600
2023	$1,556.00	$27,550	$147,300 Land $4,700 Building $142,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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