1398 Union Ridge Dr, Clever, MO 65631 Property Records

Stone County property record for 1398 Union Ridge Dr, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3,100 sqft · built 2007
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1.0-12-000-000-002.002`

Property Details

APN / Parcel Number

Primary APN	`02-1.0-12-000-000-002.002`

Interior

Stories	1 Story
Building Area	3,100 sqft Adjusted Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,306,800 sqft (30 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1398 UNION RIDGE DR
City	CLEVER
State	MO
Zip	65631-6761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	THE S 30AC OF THE SW NW
Jurisdiction	STONE MO
Township / Civil Division	CASS
Census Block Group	1
Census Block	1028
Census Tract	90101

Owner

Source: Stone County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1398 UNION RIDGE DR, CLEVER, MO 65631-6761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP
Jul 23, 2018	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018
Deed Sale	Jul 23, 2018
Deed Document Number	201800010372
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	1398 UNION RIDGE DR, CLEVER, MO 65631-6761
Transaction Type	Mortgage
Record Updated	Feb 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001428
Date	Feb 3, 2020
Instrument	202000001428

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jul 23, 2018
Property Address	1398 UNION RIDGE DR, CLEVER, MO 65631-6761
Document Number	201800010372
Instrument Date	Jul 20, 2018
Instrument	201800010372
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1398 UNION RIDGE DR, CLEVER, MO 65631-6761

Mortgage

Document Number	201800010373
Date	Jul 23, 2018
Instrument	201800010373

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00 (-2.24%)	$38,390 (+1.11%)	$206,500 (+1.08%) Land $19,200 Building $187,300
2023	$2,145.00	$37,970	$204,300 Land $19,200 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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