Polk County property record for 1595 Caroline Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 2002 |
| Lot Size | 0.174 acres (7,597 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jun 2010) |
| Tax Bill | $3,718 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-36-292202-000200 |
| Primary APN | 24-29-36-292202-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,172 sqft |
| 1st Floor Area | 1,752 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,597 sqft (0.174 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 254 sqft |
| Street Address | 1595 CAROLINE CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPLE HILL PHASE TWO PB 115 PGS 49 & 50 LOT 20 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | MAPLE HILL PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 292202 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 14803 |
1595 Caroline Ct is owned and occupied by two individuals who bought it in June 2010.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1595 CAROLINE CT, BARTOW, FL 33830-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2010 · Amount on File |
| Deed Sale | Jun 15, 2010 · Amount on File |
| Prior Sale | Jan 26, 2010 |
| Deed Document Number | 201093957 |
| Deed Book / Page | 8158 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1595 CAROLINE CT, BARTOW, FL 33830-7736 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1595 CAROLINE CT, BARTOW, FL 33830-7736 |
| Document Number | 0000301413 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 13823/1137 |
| Instrument | 2025301413 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1595 CAROLINE CT, BARTOW, FL 33830-7736 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1595 CAROLINE CT, BARTOW, FL 33830-7736 |
| Document Number | 0000333326 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 12532/1160 |
| Instrument | 2022333326 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1595 Caroline Ct was $3,718 with a homeowner's exemption, down 11.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,332 (-7.29%) Land $55,000 Building $174,332 | $229,332 (-7.29%) Land $55,000 Building $174,332 | |
| 2025 | $3,718.00 (-11.22%) Homeowner's exemption | $247,369 Land $55,000 Building $192,369 | $247,369 Land $55,000 Building $192,369 |
| 2024 | $4,188.00 (+4.15%) | ||
| 2023 | $4,021.00 (+13.84%) Homeowner's exemption | $243,791 (+3%) | $262,297 (+10.82%) Land $48,000 Building $214,297 |
| 2022 | $3,532.00 Homeowner's exemption | $236,690 Land $40,000 Building $196,690 | $236,690 Land $40,000 Building $196,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1595 Caroline Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1595 Caroline Ct is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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