1520 Caroline Ct, Bartow, FL 33830 Property Records

Polk County property record for 1520 Caroline Ct, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 2002
Lot Size	0.191 acres (8,303 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Jun 2025)
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-36-292202-000500`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292202-000500`
Alternative APNs	`362924292202000500` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,514 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,303 sqft (0.191 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	218 sqft
Patio Area	80 sqft
Shed	1 Shed

Location & Zoning

Street Address	1520 CAROLINE CT
City	BARTOW
State	FL
Zip	33830-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE HILL PHASE TWO PB 115 PGS 49 & 50 LOT 50
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	MAPLE HILL PHASE TWO
Legal Phase	2
Legal Tract	292202
Legal Block	1
Legal Lot Number	50
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1063
Census Tract	14803

Owner

1520 Caroline Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 CAROLINE CT, BARTOW, FL 33830-7735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	2025150639
Deed Book / Page	13602 / 926
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 12, 2021
Property Address	1520 CAROLINE CT, BARTOW, FL 33830-7735
Document Number	0000178556
Book / Page	11796 / 326
Map Reference	MB 115 PG 49&50
Instrument Date	Jun 28, 2021
Instrument	2021178556
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1520 CAROLINE CT, 1520, BARTOW, FL 33830-7735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CAROLINE CT, BARTOW, FL 33830-7735

Mortgage

Document Number	0011796328
Date	Jul 12, 2021
Instrument	11796/328

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Caroline Ct was $3,442 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,403 (-7.68%) Land $55,000 Building $159,403	$214,403 (-7.68%) Land $55,000 Building $159,403
2025	$3,442.00	$232,240 Land $55,000 Building $177,240	$232,240 Land $55,000 Building $177,240
2023	$3,710.00 (+14.08%) Homeowner's exemption	$226,878 (+3%)	$245,018 (+11.24%) Land $48,000 Building $197,018
2022	$3,252.00 Homeowner's exemption	$220,270 Land $40,000 Building $180,270	$220,270 Land $40,000 Building $180,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Caroline Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Caroline Ct is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20