1561 18th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1561 18th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,096 sqft · built 1983
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Apr 2015)
Tax Bill	$7,731 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-412-018`

Property Details

APN / Parcel Number

Primary APN	`038-412-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area

Exterior

Year Built	Built 1983
Construction Type	Wood
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	1561 18TH ST
City	LOS OSOS
State	CA
Zip	93402-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 83 LTS 15 & 16
Legal Subdivision	EL MORO
Legal Block	83
Legal Lot Number	15,16 16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2010
Census Tract	10703

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1561 18TH ST, LOS OSOS, CA 93402-1830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Oct 16, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANLOCK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2015 · Amount on Record
Deed Sale	Apr 1, 2015 · Amount on Record
Prior Sale	Apr 1, 2015
Deed Document Number	0000014688
Last Transfer Date	Oct 16, 2017
Transfer Doc	0000047258
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1561 18TH ST, LOS OSOS, CA 93402-1830
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 18TH ST, LOS OSOS, CA 93402-1830

Mortgage

Document Number	0000066201
Date	Sep 29, 2021
Instrument	2021066201

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1561 18TH ST, LOS OSOS, CA 93402-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003247
Date	Jan 26, 2018
Instrument	2018003247

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1561 18TH ST, LOS OSOS, CA 93402-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 18TH ST, LOS OSOS, CA 93402-1830

Mortgage

Document Number	0000077126
Date	Dec 28, 2020
Instrument	2020077126

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 16, 2017
Property Address	1561 18TH ST, LOS OSOS, CA 93402-1830
Document Number	0000047258
Instrument Date	Sep 21, 2017
Instrument	47258
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 18TH ST LOS OSOS CA 934021830, LOS OSOS, CA 93402-1830

Mortgage

Document Number	47259
Date	Oct 16, 2017
Instrument	47259

Lender

Name	LOANLOCK
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2032

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,731.00 (+4.37%) Homeowner's exemption	$419,437 (+4.04%) Land $240,367 Building $179,070
2023	$7,407.00 (+4.68%) Homeowner's exemption	$403,151 Land $231,034 Building $172,117
2022	$7,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

Nearby Properties on 18th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures