1595 16th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1595 16th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,576 sqft · built 1999
Lot Size	0.225 acres (9,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2025)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Jan 2009 Mortgage Nov 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0046583000`

Property Details

APN / Parcel Number

Primary APN	`0046583000`
Alternative APN	`0000465830`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Finished Basement	1,384 sqft
Unfinished Basement	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,790 sqft (0.225 acres)
Lot Dimensions	89 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	920 sqft
Deck Area	392 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1595 16TH ST
City	SHELDON
State	IA
Zip	51201-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMOGES ADDITION LOT 9 BLK 4
Legal Subdivision	LIMOGES ADDITION
Legal Block	4
Legal Lot Number	9
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4041
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1595 16TH ST, SHELDON, IA 51201-2222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Nov 15, 2011	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Jul 17, 2025	Deed, Construction Loan · Construction Mortgage CITIZENS STATE BANK
Mar 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Deed Document Number	20251568
Record Updated	Oct 29, 2026

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1595 16TH ST, SHELDON, IA 51201-2222
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200900285
Date	Jan 29, 2009
Instrument	2009-00285

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	LONG BEACH, CA 90844

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2024

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1595 16TH ST, SHELDON, IA 51201-2222
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201102532
Date	Nov 15, 2011
Instrument	2011-02532

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2026

July 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 17, 2025
Property Address	1595 16TH ST, SHELDON, IA 51201-2222
Document Number	0020251568
Instrument Date	Jul 7, 2025
Instrument	2025-1568
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1595 16TH ST, SHELDON, IA 51201-2222

Mortgage

Document Number	0020251570
Date	Jul 17, 2025
Instrument	2025-1570

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Mar 4, 2020
Property Address	1595 16TH ST, SHELDON, IA 51201-2222
Document Number	0202000448
Instrument Date	Feb 19, 2020
Instrument	2020-00448
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1595 16TH ST, SHELDON, IA 51201-2222

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,458.00 (+5.89%) Homeowner's exemption	$326,670 (+13.45%) Land $25,110 Building $301,560	$326,670 (+13.45%) Land $25,110 Building $301,560
2024	$4,210.00 (+3.59%)
2023		$287,930 (+19.33%) Land $25,110 Building $262,820	$287,930 (+19.33%) Land $25,110 Building $262,820
2022	$4,064.00 Homeowner's exemption	$241,290 Land $11,870 Building $229,420
2021			$241,290 Land $11,870 Building $229,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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