825 16th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 825 16th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,648 sqft · built 2007
Lot Size	0.263 acres (11,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Sep 2024)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2023 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`0046566000`

Property Details

APN / Parcel Number

Primary APN	`0046566000`
Alternative APN	`0000465660`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Finished Basement	1,582 sqft
Unfinished Basement	66 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,474 sqft (0.263 acres)
Lot Dimensions	134 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	186 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	825 16TH ST
City	SHELDON
State	IA
Zip	51201-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSHINE ADDITION LOT 1 BLK 3
Legal Subdivision	SUNSHINE ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4038
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 16TH ST, SHELDON, IA 51201-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
May 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Jul 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 12, 2007	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Dec 31, 2008	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Jul 14, 2008	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Dec 3, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	20242145
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 16TH ST, SHELDON, IA 51201-2306

Mortgage

Document Number	0202103621
Date	Dec 20, 2021
Instrument	2021-03621

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 16TH ST, SHELDON, IA 51201-2306

Mortgage

Document Number	0202300895
Date	May 9, 2023
Instrument	2023-00895

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201201753
Date	Jul 13, 2012
Instrument	2012-01753

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2027

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201002885
Date	Dec 8, 2010
Instrument	2010-02885

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 6, 2013

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200703102
Date	Dec 12, 2007
Instrument	2007-03102

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Sep 9, 2008

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200803570
Date	Dec 31, 2008
Instrument	2008-03570

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2038

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 30, 2024
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Document Number	0020242145
Instrument Date	Sep 25, 2024
Instrument	2024-2145
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 16TH ST, SHELDON, IA 51201-2306
Investor	Possibly a Property Investor

Mortgage

Document Number	0020242146
Date	Sep 30, 2024
Instrument	2024-2146

Lender

Name	BANK
Type	Bank
Address	1101 MAIN ST, HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 2, 2021
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Document Number	0202102048
Instrument Date	Jun 30, 2021
Instrument	2021-02048
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 16TH ST, SHELDON, IA 51201-2306

Mortgage

Document Number	0202102049
Date	Jul 2, 2021
Instrument	2021-02049

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 14, 2008
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Document Number	0200802047
Instrument Date	Jul 9, 2008
Instrument	2008-02047
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 16TH ST, SHELDON, IA 51201-2306

Mortgage

Document Number	0200802048
Date	Jul 14, 2008
Instrument	2008-02048

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Dec 3, 2007
Property Address	825 16TH ST, SHELDON, IA 51201-2306
Document Number	0200703021
Instrument Date	Sep 5, 2007
Instrument	2007-03021
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 16TH ST, SHELDON, IA 51201-2306

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+12.5%)	$336,210 (+17.13%) Land $12,710 Building $323,500	$336,210 (+17.13%) Land $12,710 Building $323,500
2024	$4,560.00 (+11.38%)
2023		$287,040 (+19.8%) Land $12,710 Building $274,330	$287,040 (+19.8%) Land $12,710 Building $274,330
2022	$4,094.00	$239,590 Land $8,470 Building $231,120
2021			$239,590 Land $8,470 Building $231,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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