15856 Fruitvale Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 15856 Fruitvale Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,822 sqft · built 2001
Lot Size	2.21 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jan 2019)
Tax Bill	$7,896 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-226-08-00`

Property Details

APN / Parcel Number

Primary APN	`188-226-08-00`
Alternative APN	`1882226800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,822 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	96,703 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1882226800
Street Address	15856 FRUITVALE RD
City	VALLEY CENTER
State	CA
Zip	92082-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 1 TR 012939
Legal Subdivision	SAN DIEGO #4780
Legal Tract	012939
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2023
Census Tract	19110

Owner

15856 Fruitvale Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15856 FRUITVALE RD, VALLEY CENTER, CA 92082-7693
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PREMIER LENDING INC
Oct 16, 2019	Quit Claim Deed LAWYERS TITLE
Jan 15, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Jan 15, 2019	Grant Deed, Transfer · FHA Mortgage CITYWIDE HMS LNS
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on File
Deed Sale	Jan 15, 2019 · Amount on File
Prior Sale	Feb 2, 2004 · Amount on File
Deed Document Number	201916139
Last Transfer Date	Jun 14, 2021
Transfer Doc	0000500966
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2021
Property Address	15856 FRUITVALE RD, VALLEY CENTER, CA 92082-7693
Document Number	0000500966
Map Reference	MAP 12939
Instrument Date	Jun 14, 2021
Instrument	2021-0500966
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15856 FRUITVALE RD, VALLEY CENTER, CA 92082-7693

Mortgage

Document Number	0000500967
Date	Jul 13, 2021
Instrument	2021-0500967

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2019
Property Address	15856 FRUITVALE RD, VALLEY CENTER, CA 92082-7693
Document Number	0000466337
Instrument Date	Oct 16, 2019
Instrument	466337
Record Updated	Oct 24, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15856 FRUITVALE RD VALLEY CENTER CA 920827693, VALLEY CENTER, CA 92082-7693

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2019
Property Address	15856 FRUITVALE RD, VALLEY CENTER, CA 92082-7693
Document Number	0000016140
Instrument Date	Jan 14, 2019
Instrument	16140
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15856 FRUITVALE RD VALLEY CENTER CA 920827693, VALLEY CENTER, CA 92082-7693

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2019
Property Address	15856 FRUITVALE RD, VALLEY CENTER, CA 92082-7693
Document Number	0000016139
Instrument Date	Jan 7, 2019
Instrument	16139
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15856 FRUITVALE RD VALLEY CENTER CA 920827693, VALLEY CENTER, CA 92082-7693

Mortgage

Document Number	16141
Date	Jan 15, 2019
Instrument	16141

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2049

Mortgage

Document Number	16142,
Date	Jan 15, 2019
Instrument	16142

Lender

Name	EVIN NORMAN
Address	9785 S MONROE ST # 200, SANDY, UT 84070-4282

Agreement

Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15856 FRUITVALE RD, VALLEY CENTER, CA 92082-7693
Document Number	0000056098
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	CORINTHIAN TITLE COMPANY-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1527 VALLEY CENTER CA 920821527, VALLEY CENTER, CA 92082-1527

Mortgage

Document Number	0000056098
Date	Feb 12, 2018
Instrument	56098

Lender

Name	MCJAB INC
Address	4550 KEARNY VILLA RD # 215, SAN DIEGO, CA 92123-1566

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15856 Fruitvale Rd was $7,896 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,205 (+2%) Land $273,076 Building $455,129
2025	$7,896.00 Homeowner's exemption	$713,927 Land $267,722 Building $446,205
2023	$7,552.00 (+1.72%) Homeowner's exemption	$686,206 Land $257,327 Building $428,879
2022	$7,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15856 Fruitvale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15856 Fruitvale Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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