1594 Marcella Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1594 Marcella Dr, Fort Wright, KY 41011 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1961
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Jan 2023)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-20-20-005.02`

Property Details

APN / Parcel Number

Primary APN	`041-20-20-005.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Finished Area

Exterior

Year Built	Built 1961
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0412020005.02
Street Address	1594 MARCELLA DR
City	FT WRIGHT
State	KY
Zip	41011-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ERPENBECK SEC 5 PT LOTS 79-81 & 61.5' IN REAR LESS 0.031 ACS TO R,W
Legal Subdivision	ERPENBECK (FT WRIGHT)
Legal Phase	5
Legal Lot Number	79,81
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	65200

Owner

Source: Kenton County records · APN 041-20-20-005.02

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1594 MARCELLA DR, FT WRIGHT, KY 41011-3748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Jan 19, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 28, 2022	Deed, Transfer
Mar 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	0000210124
Deed Book / Page	210 / 124
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1594 MARCELLA DR, COVINGTON, KY 41011-3748
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1594 MARCELLA DR, COVINGTON, KY 41011-3748

Mortgage

Document Number	0005900063
Date	Mar 25, 2022
Book Page	352/705
Instrument	22032505900063

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jan 19, 2023
Property Address	1594 MARCELLA DR, COVINGTON, KY 41011-3748
Document Number	0005900137
Book / Page	KC 210 / 124
Instrument Date	Jan 18, 2023
Instrument	23011905900137
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	572 BRADDOCK CT, EDGEWOOD, KY 41017-8130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1594 MARCELLA DR, COVINGTON, KY 41011-3748

Mortgage

Document Number	0005900174
Date	Jan 20, 2023
Book Page	KCM 435/647
Instrument	23012005900174

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Nov 28, 2022
Property Address	1594 MARCELLA DR, COVINGTON, KY 41011-3748
Document Number	0005900144
Book / Page	202 / 465
Instrument Date	Aug 30, 2022
Instrument	22112805900144
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1594 MARCELLA DR, COVINGTON, KY 41011-3748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MERO ST, FRANKFORT, KY 40601-1920

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1594 MARCELLA DR, COVINGTON, KY 41011-3748
Document Number	0000000403
Instrument Date	Mar 02, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1594 MARCELLA DR COVINGTON KY 410113748, COVINGTON, KY 41011-3748

Mortgage

Document Number	0000000403
Date	Mar 18, 2020
Book Page	000021/000611
Instrument	403

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (+33.92%)	$239,900 (+44%) Land $40,000 Building $199,900	$239,900 (+44%) Land $40,000 Building $199,900
2023	$1,775.00	$166,600 Land $40,000 Building $126,600	$166,600 Land $40,000 Building $126,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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