Kenton County property record for 1589 Marcella Dr, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,446 sqft · built 1957 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Aug 2022) |
| Tax Bill | $2,675 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-20-20-004.00 |
| Primary APN | 041-20-20-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 1,446 sqft Finished Area |
| Gross Area | 1,745 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1589 MARCELLA DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECK SEC 5 W 65' LOT 76 & E 8' 78 |
| Legal Subdivision | ERPENBECK (FT WRIGHT) |
| Legal Phase | 5 |
| Legal Lot Number | 76,78 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65200 |
1589 Marcella Dr is owned and occupied by an individual who bought it in August 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1589 MARCELLA DR, COVINGTON, KY 41011-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Nov 8, 2021 | Warranty Deed, Transfer · Commercial Mortgage MOVING HOME LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on File |
| Deed Sale | Aug 29, 2022 · Amount on File |
| Prior Sale | Jul 27, 2022 · Amount on File |
| Deed Document Number | 202265 |
| Deed Book / Page | 186 / 449 |
| Prior Transfer Date | Jul 21, 2022 |
| Prior Transfer Doc | 0000000348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 29, 2022 |
| Property Address | 1589 MARCELLA DR, COVINGTON, KY 41011-3747 |
| Document Number | 0005900065 |
| Book / Page | 186 / 449 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 22082905900065 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15162, COVINGTON, KY 41015-0162 |
| Name | Verified Name |
|---|---|
| Address | 1589 MARCELLA DR, COVINGTON, KY 41011-3747 |
| Document Number | 0005900066 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 401/812 |
| Instrument | 22082905900066 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 8, 2021 |
| Property Address | 1589 MARCELLA DR, COVINGTON, KY 41011-3747 |
| Document Number | 0005900196 |
| Book / Page | 129 / 770 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 21110805900196 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4205 DIXIE HWY, 4205, ELSMERE, KY 41018-1817 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15162, COVINGTON, KY 41015-0162 |
| Document Number | 0005900077 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 298/299 |
| Instrument | 21110505900077 |
| Name | MOVING HOME LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LATONIA, KY 41015 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Apr 26, 2022 |
The 2025 property tax bill for 1589 Marcella Dr was $2,675.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (-) Land $40,000 Building $230,000 | $270,000 (-) Land $40,000 Building $230,000 | |
| 2025 | $2,675.00 | $270,000 Land $40,000 Building $230,000 | $270,000 Land $40,000 Building $230,000 |
| 2023 | $2,878.00 | $270,000 Land $40,000 Building $230,000 | $270,000 Land $40,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1589 Marcella Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1589 Marcella Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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