15939 Olde Highway 80, El Cajon, CA 92021 Property Records

San Diego County property record for 15939 Olde Highway 80, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1964
Lot Size	0.374 acres (16,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2015)
Tax Bill	$6,519 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402-201-42-00`

Property Details

APN / Parcel Number

Primary APN	`402-201-42-00`
Alternative APN	`3960601200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Multi-Family
Lot Area	16,279 sqft (0.374 acres)

Location & Zoning

Old Parcel Number	3960601200
Street Address	15939 HIGHWAY 8 BUSINESS
City	EL CAJON
State	CA
Zip	92021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M52
Legal Description	SEC 24-15-1E LOT 1 POR
Legal Range	01E
Legal Township	15
Legal Section	24
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	16812

Owner

Source: San Diego County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36374 MONTEZUMA VALLEY RD, RANCHITA, CA 92066-9758
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 9, 2018	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	2015345066
Prior Transfer Date	Nov 30, 2005
Prior Transfer Doc	0001072932
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 27, 2026
Property Address	15939 HIGHWAY 8 BUSINESS, EL CAJON, CA 92021
Document Number	0000251576
Instrument Date	Aug 20, 2026
Instrument	2026251576
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15939 OLDE HIGHWAY 80, EL CAJON, CA 92021-2698

Mortgage

Document Number	0000251576,
Date	Aug 27, 2026
Instrument	2026251576

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15939 OLDE HIGHWAY 80, EL CAJON, CA 92021-2698
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CORINTHIAN TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311792
Date	Jun 16, 2020
Instrument	2020-0311792

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	15939 OLDE HIGHWAY 80, EL CAJON, CA 92021-2698
Document Number	0000470623
Instrument Date	Apr 26, 2018
Instrument	470623
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36374 MONTEZUMA VALLEY RD RANCHITA CA 920669758, RANCHITA, CA 92066-9758

Mortgage

Document Number	470624
Date	Nov 9, 2018
Instrument	470624

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,064 (+2%) Land $287,158 Building $202,906
2025	$6,519.00 (+3.91%)	$480,456 (+4.04%) Land $281,528 Building $198,928
2023	$6,274.00 (+1.98%)	$461,801 Land $270,597 Building $191,204
2022	$6,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Olde Highway 80

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures