15786 Olde Highway 80, El Cajon, CA 92021 Property Records

San Diego County property record for 15786 Olde Highway 80, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,400 sqft · built 2017
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on Record
Last Sale	$1,645,000 (Sep 2025)
Tax Bill	$13,008 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`396-052-14-00`

Property Details

APN / Parcel Number

Primary APN	`396-052-14-00`
Alternative APN	`3960508600`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,400 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	80,586 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3960508600
Street Address	15786 OLDE HIGHWAY 80
City	EL CAJON
State	CA
Zip	92021-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 52 (EX HWY OP)DOC131192REC70 IN TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	DB0170PG
Legal Block	1
Legal Lot Number	52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1025
Census Tract	16812

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widower

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage MARK W RUSSELL
Sep 15, 2025	Grant Deed, Transfer · Conventional Mortgage ARC HOME LLC
Sep 15, 2025	Intrafamily Transfer, Transfer LAWYERS TITLE
Nov 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2018	Grant Deed, Transfer
Dec 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	2025254696
Prior Transfer Date	Aug 20, 2025
Prior Transfer Doc	0000254695
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507

Mortgage

Document Number	0000325241
Date	Nov 22, 2023
Instrument	2023-0325241

Lender

Name	MARK W RUSSELL
Type	Non-Lending Institution
Address	97155

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2025
Property Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Document Number	0000254696
Map Reference	MB 170 PG 71
Instrument Date	Sep 4, 2025
Instrument	2025-0254696
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507

Mortgage

Document Number	0000254697
Date	Sep 15, 2025
Instrument	2025-0254697

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2025
Property Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Document Number	0000254695
Map Reference	MB 170 PG 71
Instrument Date	Aug 20, 2025
Instrument	2025-0254695
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 HARBOR ISLE BLVD, KLAMATH FALLS, OR 97601-1298

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Document Number	0000805279
Map Reference	MB 170 PG 71
Instrument Date	Nov 16, 2021
Instrument	2021-0805279
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507

Mortgage

Document Number	0000805280
Date	Nov 23, 2021
Instrument	2021-0805280

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2018
Property Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Document Number	0000024560
Instrument Date	Jan 20, 2018
Instrument	24560
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15786 OLDE HIGHWAY 80 EL CAJON CA 920212507, EL CAJON, CA 92021-2507

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2018
Property Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Document Number	0000024559
Instrument Date	Jan 20, 2018
Instrument	24559
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15786 OLDE HIGHWAY 80 EL CAJON CA 920212507, EL CAJON, CA 92021-2507

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2017
Property Address	15786 OLDE HIGHWAY 80, EL CAJON, CA 92021-2507
Document Number	0000599480
Instrument Date	Dec 21, 2017
Instrument	599480
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15786 OLDE HIGHWAY 80 EL CAJON CA 920212507, EL CAJON, CA 92021-2507

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,645,000 (+50.02%) Land $1,000,000 Building $645,000
2025	$13,008.00 (+3.48%)	$1,096,540 (+5.54%) Land $408,642 Building $687,898
2023	$12,571.00 (+1.6%)	$1,038,962 Land $382,775 Building $656,187
2022	$12,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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