15935 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 15935 Ithaca Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1983
Lot Size	1.86 acres (81,152 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,900 (Nov 2021)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-10-2015-004`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-10-2015-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,152 sqft (1.86 acres)
Lot Dimensions	489 ft deep x 166 ft wide
Deck Area	Deck Area
Patio Area	316 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15935 ITHACA RD
City	SAINT CHARLES
State	MI
Zip	48655-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 166.82 FT OF W 486.22 FT OF N 522.24 FT OF NW 1/4 OF NW 1/4 2.0 ACRES SEC 10 T10N R2E
Legal Range	02E
Legal Township	10N
Legal Section	10
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1019
Census Tract	12400

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15935 ITHACA RD, SAINT CHARLES, MI 48655-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage JOLT CREDIT UNION
Sep 30, 2021	Intrafamily Transfer, Transfer
Sep 30, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Mar 4, 2005 · Amount on Record
Deed Document Number	202136562
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	0007248620
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 17, 2021
Property Address	15935 ITHACA RD, SAINT CHARLES, MI 48655-9743
Document Number	2021036562
Instrument Date	Nov 4, 2021
Instrument	2021036562
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1922 ROCKCREEK LN, 1922, FLINT, MI 48507-2275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15935 ITHACA RD, SAINT CHARLES, MI 48655-9743
Investor	Possibly a Property Investor

Mortgage

Document Number	2021036563
Date	Nov 17, 2021
Instrument	2021036563

Lender

Name	JOLT CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Sep 30, 2021
Property Address	15935 ITHACA RD, SAINT CHARLES, MI 48655-9743
Document Number	2021031892
Instrument Date	Sep 21, 2021
Instrument	2021031892
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 ROCKCREEK LN, FLINT, MI 48507-2275

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 30, 2021
Property Address	15935 ITHACA RD, SAINT CHARLES, MI 48655-9743
Document Number	2021031891
Instrument Date	Aug 26, 2021
Instrument	2021031891
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 KELLER DR, 137, LEBANON, MO 65536-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 ROCKCREEK LN, FLINT, MI 48507-2275

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,600 (+0.85%)	$165,200 (+0.85%)
2025	$2,161.00 (+21.34%) Homeowner's exemption	$81,900 (+21.69%)	$163,800 (+21.69%)
2023		$67,300	$134,600
2022	$1,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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