15933 Arena Dr, Ramona, CA 92065 Property Records

San Diego County property record for 15933 Arena Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,032 sqft · built 1978
Lot Size	0.436 acres (18,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Apr 2023)
Tax Bill	$8,934 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-160-16-00`

Property Details

APN / Parcel Number

Primary APN	`288-160-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	18,993 sqft (0.436 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15933 ARENA DR
City	RAMONA
State	CA
Zip	92065-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 173 TR 007450
Legal Subdivision	COUNTRY CLUB V
Legal Tract	007450
Legal Block	4
Legal Lot Number	173
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4009
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15933 ARENA DR, RAMONA, CA 92065-4201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Grant Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Sep 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 4, 2018	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	202386071
Prior Transfer Date	Feb 3, 1994
Prior Transfer Doc	0000173282
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2023
Property Address	15933 ARENA DR, RAMONA, CA 92065-4201
Document Number	0000086071
Map Reference	MAP 7450
Instrument Date	Mar 30, 2023
Instrument	2023-0086071
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15933 ARENA DR, RAMONA, CA 92065-4201

Mortgage

Document Number	0000086072
Date	Apr 4, 2023
Instrument	2023-0086072

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2020
Property Address	15933 ARENA DR, RAMONA, CA 92065-4201
Document Number	0000508583
Instrument Date	Jul 30, 2020
Instrument	508583
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1441 MAIN ST #310 RAMONA CA 920652128, 310, RAMONA, CA 92065-2128

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	15933 ARENA DR, RAMONA, CA 92065-4201
Document Number	0000181346
Instrument Date	Apr 5, 2018
Instrument	181346
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15933 ARENA DR RAMONA CA 920654201, RAMONA, CA 92065-4201

Mortgage

Document Number	181347
Date	May 4, 2018
Instrument	181347

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,067 (+2%) Land $238,766 Building $525,301
2025	$8,934.00 (+33.7%)	$749,086 (+34.83%) Land $234,085 Building $515,001
2023	$6,682.00 (-1.49%)	$555,568 Land $173,613 Building $381,955
2022	$6,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband.

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