15925 Arena Dr, Ramona, CA 92065 Property Records

San Diego County property record for 15925 Arena Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1978
Lot Size	0.471 acres (20,529 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Apr 2017)
Tax Bill	$6,718 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-160-15-00`

Property Details

APN / Parcel Number

Primary APN	`288-160-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,756 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	20,529 sqft (0.471 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15925 ARENA DR
City	RAMONA
State	CA
Zip	92065-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 174 TR 007450
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007450
Legal Block	4
Legal Lot Number	174
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4009
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15925 ARENA DR, RAMONA, CA 92065-4201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 30, 2019	Deed of Trust, Mortgage · Conventional with PMI DIGNIFIED HM LNS
Apr 4, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Jan 30, 2009 · Amount on File
Deed Document Number	2017149539
Prior Transfer Date	Sep 4, 1998
Prior Transfer Doc	0000580873
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15925 ARENA DR, RAMONA, CA 92065-4201
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE RSRC GROUP, TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15925 ARENA DR, RAMONA, CA 92065-4201

Mortgage

Document Number	0000861099
Date	Dec 22, 2021
Instrument	2021-0861099

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15925 ARENA DR, RAMONA, CA 92065-4201
Document Number	0000379890
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15925 ARENA DR RAMONA CA 920654201, RAMONA, CA 92065-4201

Mortgage

Document Number	0000379890
Date	Jul 15, 2020
Instrument	379890

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15925 ARENA DR, RAMONA, CA 92065-4201
Document Number	0000384129
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15925 ARENA DR RAMONA CA 920654201, RAMONA, CA 92065-4201

Mortgage

Document Number	0000384129
Date	Sep 5, 2019
Instrument	384129

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2017
Property Address	15925 ARENA DR, RAMONA, CA 92065-4201
Document Number	0000149539
Instrument Date	Mar 9, 2017
Instrument	149539
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15925 ARENA DR RAMONA CA 920654201, RAMONA, CA 92065-4201

Mortgage

Document Number	149540
Date	Apr 4, 2017
Instrument	149540

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,221 (+2%) Land $282,648 Building $267,573
2025	$6,718.00 (+6.79%)	$539,433 (+4.04%) Land $277,106 Building $262,327
2023	$6,291.00 (-1.67%)	$518,489 Land $266,347 Building $252,142
2022	$6,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband.

Nearby Properties on Arena Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures