15932 Forest Valley Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 15932 Forest Valley Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,854 sqft · built 1995
Lot Size	0.78 acres (33,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Dec 2016)
Tax Bill	$8,536 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25S-41-0345`

Property Details

APN / Parcel Number

Primary APN	`25S-41-0345`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,854 sqft Living Area
Gross Area	4,454 sqft
1st Floor Area	2,484 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	33,984 sqft (0.78 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	323 sqft
Patio Area	126 sqft
Balcony Area	48 sqft
Utility Building	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15932 FOREST VALLEY DR
City	BALLWIN
State	MO
Zip	63021-6059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST RIDGE TRAILS PLAT FIVE LOT 64
Legal Subdivision	FOREST RIDGE TRAILS PLAT FIVE
Legal Lot Number	64
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3004
Census Tract	217921

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Oct 11, 2019	Deed of Trust, Mortgage US WIDE FIN'L
Aug 30, 2017	Deed of Trust, Mortgage US WIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2016 · Amount on Record
Deed Sale	Dec 8, 2016 · Amount on Record
Prior Sale	Aug 8, 2003 · Amount on Record
Deed Document Number	2016487
Deed Book / Page	22306 / 1809
Prior Transfer Date	Sep 10, 2005
Prior Transfer Doc	0169110637
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059

Mortgage

Document Number	0251364424
Date	Sep 28, 2021
Book Page	25136/4424
Instrument	2021092800975

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059

Mortgage

Document Number	0245122087
Date	Dec 16, 2020
Book Page	24512/2087
Instrument	2020121600349

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SPRUCE LAND SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02378600068
Date	Nov 13, 2019
Book Page	23786/00068
Instrument	2019111300009

Lender

Name	US WIDE FINANCIAL LLC
Type	Lending Institution
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059
Document Number	0237860068
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15932 FOREST VALLEY DR BALLWIN MO 630216059, BALLWIN, MO 63021-6059

Mortgage

Document Number	0237860068
Date	Nov 13, 2019
Book Page	023786/000068
Instrument	9

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15932 FOREST VALLEY DR, BALLWIN, MO 63021-6059
Document Number	0226821964
Book / Page	022682 / 001964
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15932 FOREST VALLEY DR BALLWIN MO 630216059, BALLWIN, MO 63021-6059

Mortgage

Document Number	0226821964
Date	Sep 6, 2017
Book Page	022682/001964
Instrument	366

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,830 (-) Land $45,050 Building $79,780	$657,000 (-) Land $237,100 Building $419,900
2025	$8,536.00 (+13.25%)	$124,830 (+15.59%) Land $45,050 Building $79,780	$657,000 (+15.59%) Land $237,100 Building $419,900
2024	$7,537.00 (+0.08%)
2023	$7,531.00 (+19.37%)	$107,990 (+28.04%) Land $25,020 Building $82,970	$568,400 (+28.05%) Land $131,700 Building $436,700
2022	$6,309.00	$84,340 Land $15,010 Building $69,330
2021			$443,900 Land $79,000 Building $364,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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