15923 Forest Valley Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 15923 Forest Valley Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,334 sqft · built 1993
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$339,900 (Aug 2001)
Tax Bill	$9,041 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25S-41-0048`

Property Details

APN / Parcel Number

Primary APN	`25S-41-0048`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,334 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	1,410 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	242 ft deep x 109 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Frame Porch
Porch Area	188 sqft
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15923 FOREST VALLEY DR
City	BALLWIN
State	MO
Zip	63021-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FOREST RIDGE TRAILS PLAT ONE LOT 6
Legal Subdivision	FOREST RIDGE TRAILS PLAT ONE
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3001
Census Tract	217921

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Mar 27, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Jun 29, 2019	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 25, 2017	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2001 · Amount on Record
Deed Sale	Aug 29, 2001 · Amount on Record
Prior Sale	Jan 3, 1997 · Amount on Record
Deed Document Number	2001185
Deed Book / Page	13240 / 939
Last Transfer Date	Mar 27, 2007
Transfer Doc	0175130551
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 19, 2026
Property Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Document Number	0000000123
Instrument Date	May 8, 2026
Instrument	2026123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063

Mortgage

Document Number	0000000123,
Date	May 19, 2026
Instrument	2026123

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.74%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, COPPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063

Mortgage

Document Number	0248081634
Date	Apr 19, 2021
Book Page	24808/1634
Instrument	2021041900732

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063

Mortgage

Document Number	2022062300125
Date	Jun 23, 2022
Instrument	2022062300125

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 30, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Document Number	0240123323
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15923 FOREST VALLEY DR BALLWIN MO 630216063, BALLWIN, MO 63021-6063

Mortgage

Document Number	0240123323
Date	Apr 21, 2020
Book Page	024012/003323
Instrument	543

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Document Number	0236003900
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15923 FOREST VALLEY DR BALLWIN MO 630216063, BALLWIN, MO 63021-6063

Mortgage

Document Number	0236003900
Date	Jul 8, 2019
Book Page	023600/003900
Instrument	748

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Document Number	0226800826
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15923 FOREST VALLEY DR BALLWIN MO 630216063, BALLWIN, MO 63021-6063

Mortgage

Document Number	0226800826
Date	Sep 5, 2017
Book Page	022680/000826
Instrument	93

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2032

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15923 FOREST VALLEY DR, BALLWIN, MO 63021-6063
Document Number	0226800846
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15923 FOREST VALLEY DR BALLWIN MO 630216063, BALLWIN, MO 63021-6063

Mortgage

Document Number	0226800846
Date	Sep 5, 2017
Book Page	022680/000846
Instrument	94

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,240 (-) Land $38,510 Building $93,730	$696,000 (-) Land $202,700 Building $493,300
2025	$9,041.00 (+14.82%)	$132,240 (+17.19%) Land $38,510 Building $93,730	$696,000 (+17.19%) Land $202,700 Building $493,300
2024	$7,874.00 (+0.08%)
2023	$7,868.00 (+15.27%)	$112,840 (+23.66%) Land $21,390 Building $91,450	$593,900 (+23.65%) Land $112,600 Building $481,300
2022	$6,826.00	$91,250 Land $14,360 Building $76,890
2021			$480,300 Land $75,600 Building $404,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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