Polk County property record for 1593 Spruce Rd, Eagle Lake, FL 33839
| Property Type | Pasture |
|---|---|
| Details | 4 bd · 3 ba · 2,697 sqft · built 2018 |
| Lot Size | 5.14 acres (224,282 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-13-000000-012070 |
| Primary APN | 25-29-13-000000-012070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,697 sqft Gross Area |
| 1st Floor Area | 2,235 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 224,282 sqft |
| View / Lot | Agricultural |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 311 sqft |
| Shed | 1 Shed |
| Street Address | 1593 SPRUCE RD |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-5102 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Legal Description | S 168.50 FT OF N 505.5 FT OF S 693 FT OF SE1/4 OF NE1/4 OF SEC LESS MAINT R/W |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | SANHEATH |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 14600 |
Source: Polk County records · APN 25-29-13-000000-012070
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1593 SPRUCE RD, EAGLE LAKE, FL 33839-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| May 04, 2018 | Trustee's Deed, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 06, 2016 |
| Transfer Doc | 0000178890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1593 SPRUCE RD, EAGLE LAKE, FL 33839-5102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1593 SPRUCE RD, EAGLE LAKE, FL 33839-5102 |
| Document Number | 0000068824 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 12627/1955 |
| Instrument | 2023068824 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 04, 2018 |
| Property Address | 1593 SPRUCE RD, EAGLE LAKE, FL 33839-5102 |
| Document Number | 0104760739 |
| Book / Page | 010476 / 000739 |
| Instrument Date | May 03, 2018 |
| Instrument | 96770 |
| Transaction Type | Construction Loan |
| Record Updated | May 18, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14827 COUNTY ROAD 565A GROVELAND FL 347369766, GROVELAND, FL 34736-9766 |
| Document Number | 104760739 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 010476/000739 |
| Instrument | 96770 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 (-15.28%) Homeowner's exemption | $194,634 (+6.28%) | $464,267 (-12.01%) Land $146,741 Building $317,526 |
| 2023 | $2,356.00 (+3.56%) Homeowner's exemption | $183,127 (+3.2%) Land $20,542 Building $162,585 | $527,614 (+12.58%) Land $141,592 Building $386,022 |
| 2022 | $2,275.00 Homeowner's exemption | $177,453 Land $17,196 Building $160,257 | $468,650 Land $118,937 Building $349,713 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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