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1468 Spruce Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 1468 Spruce Rd, Eagle Lake, FL 33839 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 1910
Lot Size0.919 acres (40,010 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Dec 2011)
Tax Bill$422 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-29-13-000000-014020

Property Details

APN / Parcel Number

Primary APN25-29-13-000000-014020
Alternative APNs
  • 132925000000014020
  • 32925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,638 sqft Living Area
1st Floor Area1,206 sqft
Upper Floors Area432 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area40,010 sqft (0.919 acres)
Lot Dimensions300 ft deep x 134 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area460 sqft
PorchFinished/Open Porch
Porch Area816 sqft
Shed1 Shed

Location & Zoning

Street Address1468 SPRUCE RD
CityEAGLE LAKE
StateFL
Zip33839-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 134 FT OF N 382 FT OF E 325.08 FT OF SW1/4 OF NE1/4 LESS SPRUCE RD R/W ON E-SIDE
Legal Range25E
Legal Township29S
Legal Section13
Legal SubdivisionSANHEATH
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2064
Census Tract14600

Owner

Source: Polk County records · APN 25-29-13-000000-014020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1468 SPRUCE RD, EAGLE LAKE, FL 33839-5112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 08, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Dec 26, 2018Deed of Trust, Mortgage · FHA Mortgage
ROYAL UNITED MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2011 · Amount on Record
Deed SaleDec 27, 2011 · Amount on Record
Prior SaleJun 05, 1996 · Amount on Record
Deed Document Number2011219346
Deed Book / Page8544 / 874
Transfer Doc4996001748
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1468 SPRUCE RD, EAGLE LAKE, FL 33839-5112
Transaction TypeMortgage
Record UpdatedFeb 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1468 SPRUCE RD, EAGLE LAKE, FL 33839-5112

Mortgage

Document Number0000014522
DateJan 19, 2024
Book Page12978/686
Instrument2024014522
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1468 SPRUCE RD, EAGLE LAKE, FL 33839-5112
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1468 SPRUCE RD, EAGLE LAKE, FL 33839-5112

Mortgage

Document Number0000176808
DateJul 08, 2021
Book Page11793/985
Instrument2021176808
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term150 Months
DueJan 01, 2034

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1468 SPRUCE RD, EAGLE LAKE, FL 33839-5112
Document Number0107140852
Instrument DateDec 26, 2018
Transaction TypeMortgage
Record UpdatedJan 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1468 SPRUCE RD EAGLE LAKE FL 338395112, EAGLE LAKE, FL 33839-5112

Mortgage

Document Number0107140852
DateJan 03, 2019
Book Page010714/000852
Instrument1623
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 02, 2034

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$422.00 (-57.59%) Homeowner's exemption$68,836 (+5.99%)$197,056 (-16.56%) Land $13,400 Building $183,656
2023$995.00 (+4.08%) Homeowner's exemption$64,948 (+3%)$236,175 (+20.65%) Land $13,400 Building $222,775
2022$956.00 Homeowner's exemption$63,056$195,756 Land $11,223 Building $184,533

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 505 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

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