1560 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1560 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 4 ba · 2,284 sqft · built 1995
Lot Size	7.25 acres (315,810 sqft)
Owner	Individual Name on Record
Tax Bill	$8,942 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`573054`

Property Details

APN / Parcel Number

Primary APN	`573054`
Alternative APNs	`390327 340020 0000` `104416`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,284 sqft Total Area
1st Floor Area	3,536 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	315,810 sqft (7.25 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	202 sqft
Deck Area	554 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	573054
Street Address	1560 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9767
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	R5A
Legal Description	S 1/2 SW SE-LESS RDS-EXC PTN DAF-BEG AT SW COR OF SD SUBDIV-TH N ALG W LI OF SD SUBDIV 220 FT TO TPOB-TH E PAR TO S LI OF SD
Legal Range	03
Legal Township	39
Legal Section	27
Legal Subdivision	S 1/2 SW SE-LESS RDS-EXC PTN DAF-BEG AT
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2023
Census Tract	10701

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1560 E SMITH RD, BELLINGHAM, WA 98226-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Sep 2, 2020	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 16, 2016
Last Transfer Date	Sep 2, 2020
Transfer Doc	0000900388
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1560 E SMITH RD, BELLINGHAM, WA 98226-9767
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400561
Date	Apr 5, 2021
Instrument	2021-0400561

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 2, 2020
Property Address	1560 E SMITH RD, BELLINGHAM, WA 98226-9767
Document Number	2200900388
Instrument Date	May 19, 2020
Instrument	900388
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1560 E SMITH RD BELLINGHAM WA 982269767, BELLINGHAM, WA 98226-9767

Mortgage

Document Number	2200900389
Date	Sep 2, 2020
Instrument	900389

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,942.00 (+71.66%)	$1,020,285 (+38.59%) Land $272,963 Building $747,322	$1,061,188 (+6.56%) Land $313,866 Building $747,322
2022		$736,205 Land $133,387 Building $602,818	$995,850 Land $393,032 Building $602,818
2021	$5,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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