15924 Ternglade Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 15924 Ternglade Dr, Lithia, FL 33547

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,171 sqft · built 2009
Lot Size0.383 acres (16,683 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Dec 2018)
Tax Bill$14,868 (2025)
Deeds & MortgagesOct 2019 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088353-4640

Property Details

APN / Parcel Number

Primary APN088353-4640
Alternative APN
  • U28302179X000103000550

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,171 sqft Living Area
Gross Area5,405 sqft
1st Floor Area3,221 sqft
Upper Floors Area950 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,683 sqft (0.383 acres)
Lot Dimensions159 ft deep x 81.6 ft wide
Garage TypeAttached
Garage Area821 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area413 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0883534640
Street Address15924 TERNGLADE DR
CityLITHIA
StateFL
Zip33547-5862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionFISHHAWK RANCH PHASE 2 PARCEL H-H LOT 55 BLOCK 103
Legal Range21E
Legal Township30S
Legal Section28
Legal SubdivisionFISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase2
Legal Tract79X
Legal Block103
Legal Lot Number55
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2008
Census Tract13922

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15924 TERNGLADE DR, LITHIA, FL 33547-5862
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Dec 27, 2018Warranty Deed, Transfer · ARM
AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Prior SaleAug 2, 2013 · Amount on Record
Deed Document Number2018513442
Deed Book / Page26293 / 354
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address15924 TERNGLADE DR, LITHIA, FL 33547-5862
Document Number0271080962
Instrument DateOct 3, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15924 TERNGLADE DR LITHIA FL 335475862, LITHIA, FL 33547-5862

Mortgage

Document Number0271080962
DateNov 13, 2019
Book Page027108/000962
Instrument490874
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 27, 2018
Property Address15924 TERNGLADE DR, LITHIA, FL 33547-5862
Document Number0000513442
Book / Page26293 / 0354
Map ReferenceMB 102 PG 144
Instrument DateDec 20, 2018
Instrument2018513442
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyALL AMERICAN TITLE AFFILIATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address709 FLORESTA ST, 709, BRANDON, FL 33511-6530

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15924 TERNGLADE DR, LITHIA, FL 33547-5862

Mortgage

Document Number0000513443
DateDec 27, 2018
Instrument2018513443
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJan 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$740,526 (+2.7%)$949,502 (-1.86%) Land $270,320 Building $679,182
2025$14,868.00 (+11.76%) Homeowner's exemption$721,057 (+5.99%)$967,467 (+6.88%) Land $270,320 Building $697,147
2023$13,303.00 (+2.79%) Homeowner's exemption$680,326 (+3%)$905,206 (+2.95%) Land $234,278 Building $670,928
2022$12,942.00 Homeowner's exemption$660,511$879,255 Land $234,278 Building $644,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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