1592 Westover Dr, Willoughby, OH 44094 Property Records

Lake County property record for 1592 Westover Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,299 sqft · built 2016
Lot Size	0.151 acres (6,569 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,125 (Oct 2023)
Tax Bill	$6,200 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-053-H-00-039-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-053-H-00-039-0`
Alternative APN	`7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,299 sqft Living Area
Gross Area	1,578 sqft
1st Floor Area	799 sqft
Basement Area	279 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,569 sqft (0.151 acres)
View / Lot	Central Business
Garage Area	221 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	24 sqft
Patio Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1592 WESTOVER DR
City	WILLOUGHBY
State	OH
Zip	44094-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 7 DOUGLASS TRACT
Legal Subdivision	ARBOR RIDGE SUBDIVISION 1B
Legal Block	2
Legal Lot Number	38
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2015
Census Tract	201700

Owner

Source: Lake County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	202321209
Last Transfer Date	Feb 20, 2026
Transfer Doc	0000004417
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Mar 5, 2026
Property Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000004417
Map Reference	VOL 61 PG 15
Instrument Date	Feb 20, 2026
Instrument	2026R004417
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	DIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000004418
Date	Mar 5, 2026
Instrument	2026R004418

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 20, 2023
Property Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000021209
Map Reference	VOL 61 PG 15
Instrument Date	Oct 17, 2023
Instrument	2023R021209
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000021210
Date	Oct 20, 2023
Instrument	2023R021210

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020603
Date	Aug 29, 2019
Instrument	2019R020603

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 29, 2018
Property Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000016391
Map Reference	VOL61 PG15
Instrument Date	Jun 19, 2018
Instrument	2018R016391
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1592 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000016392
Date	Jun 29, 2018
Instrument	2018R016392

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,120 (-) Land $22,340 Building $91,780	$326,070 (-) Land $63,840 Building $262,230
2024	$6,200.00 (-28.14%) Homeowner's exemption	$114,120 (+25.23%) Land $22,340 Building $91,780	$326,070 (+25.23%) Land $63,840 Building $262,230
2023	$8,628.00 (+54.57%) Homeowner's exemption	$91,130 (-) Land $17,850 Building $73,280
2022	$5,582.00 Homeowner's exemption	$91,130 Land $17,850 Building $73,280
2021			$260,370 Land $50,990 Building $209,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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