1588 Westover Dr, Willoughby, OH 44094 Property Records

Lake County property record for 1588 Westover Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,820 sqft · built 2015
Lot Size	0.15 acres (6,551 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2023)
Tax Bill	$7,722 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-053-H-00-038-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-053-H-00-038-0`
Alternative APN	`7`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	720 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,551 sqft (0.15 acres)
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	7
Street Address	1588 WESTOVER DR
City	WILLOUGHBY
State	OH
Zip	44094-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 7 DOUGLASS TRACT
Legal Subdivision	ARBOR RIDGE SUBDIVISION 1B
Legal Lot Number	37
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2015
Census Tract	201700

Owner

1588 Westover Dr is owned and occupied by an individual who bought it in May 2023.

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Oct 25, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	481419
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 22, 2023
Property Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000009483
Map Reference	VOL 61 PG 15
Instrument Date	May 19, 2023
Instrument	2023R009483
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000009484
Date	May 22, 2023
Instrument	2023R009484

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000023024
Date	Aug 18, 2022
Instrument	2022R023024

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 21, 2021
Property Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000021023
Map Reference	VOL 61 PG 15
Instrument Date	Jun 16, 2021
Instrument	2021R021023
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000021024
Date	Jun 21, 2021
Instrument	2021R021024

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 25, 2019
Property Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000026285
Map Reference	VOL 61 PG 15
Instrument Date	Oct 23, 2019
Instrument	2019R026285
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1588 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000026286
Date	Oct 25, 2019
Instrument	2019R026286

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,722.00 (+54.44%) Homeowner's exemption	$81,560 (-) Land $17,800 Building $63,760
2022	$5,000.00 Homeowner's exemption	$81,560 Land $17,800 Building $63,760
2021			$233,020 Land $50,850 Building $182,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1588 Westover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1588 Westover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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