1592 Sims Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 1592 Sims Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2024)
Tax Bill	$442 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B79E023A`

Property Details

APN / Parcel Number

Primary APN	`B79E023A`
Alternative APN	`7812`

Exterior

Lot Area	145,055 sqft (3.33 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	7812
Street Address	1592 SIMS BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR 1A PB 24-160
Legal Subdivision	00106-WALHAM PROPERTIES
Legal Tract	1A
Legal Lot Number	1
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1002
Census Tract	970400

Owner

1592 Sims Bridge Rd is owned and occupied by an individual who bought it in August 2024.

Source: Banks County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1592 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 14, 2022	Warranty Deed, Transfer
Jul 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Jul 19, 2021 · Amount on File
Deed Book / Page	565 / 766
Prior Transfer Date	Sep 14, 2022
Prior Transfer Doc	000534/176
Record Updated	Sep 20, 2026

August 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 30, 2024
Property Address	1592 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Document Number	000565/766
Book / Page	565 / 766
Instrument Date	Aug 27, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1592 SIMS BRIDGE RD, COMMERCE, GA 30530-6865

Mortgage

Document Number	0000565767
Date	Aug 30, 2024
Instrument	565/767

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2039

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 14, 2022
Property Address	1592 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Document Number	000534/176
Book / Page	534 / 176
Instrument Date	Sep 14, 2022
Instrument	2022-000854
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 19, 2021
Property Address	1592 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Document Number	000508/609
Book / Page	508 / 609
Instrument Date	Jul 19, 2021
Instrument	2021-000722
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865

Tax Assessment & Valuation

The 2025 property tax bill for 1592 Sims Bridge Rd was $442, up 70.7% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$442.00 (+70.66%)	$22,473 (+70.81%) Land $14,473 Building $8,000	$56,182 (+70.81%) Land $36,182 Building $20,000
2024	$259.00 (+7.47%)	$13,157 (+10.9%) Land $13,157	$32,892 (+10.89%) Land $32,892
2023	$241.00 (+22.34%)	$11,864 (+26.25%) Land $11,864	$29,661 (+26.25%) Land $29,661
2022	$197.00	$9,397 Land $9,397	$23,493 Land $23,493

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1592 Sims Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1592 Sims Bridge Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sims Bridge Rd

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