1582 Sims Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 1582 Sims Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2002
Lot Size	3.32 acres (145,055 sqft)
Owner	Individual Name on Record
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B79E023`

Property Details

APN / Parcel Number

Primary APN	`B79E023`
Alternative APN	`6508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	145,055 sqft (3.32 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6508
Street Address	1582 SIMS BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR 1B PB 24-160 / 23-060
Legal Subdivision	TRACT 1-B
Legal Tract	1B
Legal Lot Number	1
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1002
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Oct 6, 2017	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2005
Deed Sale	Aug 12, 2005
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	2005-000774
Deed Book / Page	264 / 538
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Recording Date	Apr 1, 2026
Property Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Document Number	0597000419
Book / Page	597 / 419
Instrument Date	Mar 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865

Mortgage

Document Number	0597000419,
Date	Apr 1, 2026
Book Page	597/419

Lender

Name	UNITED COMMUNITY BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2051

Interest

Rate	6.09%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000443/307
Date	Oct 6, 2017
Book Page	443/307

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2042

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 SIMS BRIDGE RD, COMMERCE, GA 30530-6865

Mortgage

Document Number	0000000473/0000000510
Date	Nov 4, 2019
Book Page	0000000473/0000000510

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+43.32%)	$103,971 (+52.84%) Land $25,729 Building $78,242	$259,927 (+52.83%) Land $64,323 Building $195,604
2023	$1,429.00 (+18.39%)	$68,028 Land $21,092 Building $46,936	$170,072 Land $52,731 Building $117,341
2022	$1,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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