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1592 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1592 Raintree Ct, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2020
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$182,900 (Jan 2021)
Tax Bill$2,709 (2025)
Deeds & MortgagesJan 2026 Transfer
Oct 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN016-10-02-301.00

Property Details

APN / Parcel Number

Primary APN016-10-02-301.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1592 RAINTREE CT
CityELSMERE
StateKY
Zip41018-1868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II ADDITION SEC 11 LOT 301
Legal SubdivisionRIPPLE CREEK II
Legal Phase11
Legal Lot Number301
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3014
Census Tract65600

Owner

1592 Raintree Ct is owned and occupied by an individual who acquired it in December 2025.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1592 RAINTREE CT, ELSMERE, KY 41018-1868
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Intrafamily Transfer, Transfer
Oct 31, 2022Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Jan 28, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
REGIONS BANK
Mar 16, 2020Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Dec 6, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2021 · Amount on File
Deed SaleJan 28, 2021 · Amount on File
Prior SaleMar 16, 2020 · Amount on File
Deed Document Number20215900013
Deed Book / Page68 / 441
Last Transfer DateDec 13, 2025
Transfer Doc0000000393
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJan 9, 2026
Property Address1592 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number0000000393
Book / PageKC 384 / 183
Map ReferenceSL 2059
Instrument DateFeb 13, 2025
Instrument26059000000393
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2050 W 86TH AVE # LNR-495, LNR-495, MERRILLVILLE, IN 46410-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address1592 RAINTREE CT, ELSMERE, KY 41018-1868

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 31, 2022
Property Address1592 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number0005900158
Book / PageKC 197 / 846
Map ReferenceSL 2059
Instrument DateMay 4, 2022
Instrument22103105900158
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address684 WILFERT DR, 684, CINCINNATI, OH 45245-2025

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1592 RAINTREE CT, ELSMERE, KY 41018-1868

Mortgage

Document Number0005900159
DateOct 31, 2022
Book Page418/77
Instrument22103105900159
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

January 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 28, 2021
Property Address1592 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number0005900013
Book / Page68 / 441
Map ReferenceSL 2059
Instrument DateJan 22, 2021
Instrument21012805900013
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 10, 2022
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6434 CROTTON CT, 6434, BURLINGTON, KY 41005

Transferred To (Grantee/Buyer)

NameVerified Name
Address1592 RAINTREE CT, ELSMERE, KY 41018-1868

Mortgage

Document Number0005900014
DateJan 28, 2021
Book Page159/87
Instrument21012805900014
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMar 16, 2020
Property Address1592 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number0000000135
Book / Page000011 / 000949
Instrument DateMar 13, 2020
Instrument135
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount on Record
Tax$18.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 LONGMEADOW LN FORT MITCHELL KY 410174203, FORT MITCHELL, KY 41017-4203

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address1592 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number0000000164
Book / Page0C6302 / 000290
Instrument DateNov 24, 2017
Instrument164
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount on Record
Tax$28.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 6, 2017
Property Address1592 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number0000000202
Book / Page0I4039 / 000033
Instrument DateNov 24, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount on Record
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1592 Raintree Ct was $2,709 with a disabled person's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,500 (-) Land $25,000 Building $202,500$227,500 (-) Land $25,000 Building $202,500
2025$2,709.00 Disabled Person's exemption$227,500 Land $25,000 Building $202,500$227,500 Land $25,000 Building $202,500
2023$2,714.00 Disabled Person's exemption$227,500 Land $25,000 Building $202,500$227,500 Land $25,000 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1592 Raintree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1592 Raintree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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