1589 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1589 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$33,500 (Sep 2006)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-331.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-331.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	936 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1589 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 11 LOT 331
Legal Subdivision	RIPPLE CREEK II
Legal Phase	11
Legal Lot Number	331
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3333 MADISON PIKE, C, FT MITCHELL, KY 41017-8184
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO
Nov 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2006 · Amount on Record
Deed Sale	Sep 1, 2006 · Amount on Record
Deed Document Number	200609 01 059 00228
Deed Book / Page	3130 / 228
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1589 RAINTREE CT, ELSMERE, KY 41018-1885
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900165
Date	Nov 8, 2021
Book Page	129/718
Instrument	21110805900165

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 3, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1589 RAINTREE CT, ELSMERE, KY 41018-1885
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900164
Date	Nov 8, 2021
Book Page	298/270
Instrument	21110805900164

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 3, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,700 (-) Land $25,000 Building $149,700	$174,700 (-) Land $25,000 Building $149,700
2025	$2,653.00 (+1.34%)	$174,700 (-) Land $25,000 Building $149,700	$174,700 (-) Land $25,000 Building $149,700
2023	$2,618.00	$174,700 Land $25,000 Building $149,700	$174,700 Land $25,000 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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