15919 Paddock Dr, Montverde, FL 34756 Property Records

Lake County property record for 15919 Paddock Dr, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,134 sqft · built 1997
Lot Size	1.02 acres (44,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2021)
Tax Bill	$5,709 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-26-1505-000-00100`

Property Details

APN / Parcel Number

Primary APN	`10-22-26-1505-000-00100`
Alternative APNs	`262210150500000100` `3529014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,134 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	44,836 sqft (1.02 acres)
Lot Dimensions	314 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	1,164 sqft
Deck Area	Deck Area
Patio Area	350 sqft
Utility Building	1,131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3529014
Street Address	15919 PADDOCK DR
City	MONTVERDE
State	FL
Zip	34756-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRAILS OF MONTVERDE FIRST ADD LOT 1 PB 31 PGS 81-82 ORB 5684 PG 837
Legal Range	26E
Legal Township	22S
Legal Section	10
Legal Subdivision	TRAILS OF MONTVERDE FIRST ADD
Legal Tract	1505
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1016
Census Tract	31301

Owner

Source: Lake County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15919 PADDOCK DR, MONTVERDE, FL 34756-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Oct 11, 2018	Deed of Trust, Mortgage · Conventional with PMI RP FNDG
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	202149195
Deed Book / Page	5684 / 837
Prior Transfer Date	Aug 19, 2002
Prior Transfer Doc	2184002494
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 9, 2021
Property Address	15919 PADDOCK DR, MONTVERDE, FL 34756-3341
Document Number	0056840837
Book / Page	5684 / 837
Map Reference	MB 31 PG 81&82
Instrument Date	Apr 2, 2021
Instrument	2021049195
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3815 ODOM LN, GROVELAND, FL 34736-9040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6567 N BAIN AVE, FRESNO, CA 93722-8820

Mortgage

Document Number	0005684839
Date	Apr 9, 2021
Instrument	5684/839

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15919 PADDOCK DR, MONTVERDE, FL 34756-3341
Document Number	0055340439
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15919 PADDOCK DR MONTVERDE FL 347563341, MONTVERDE, FL 34756-3341

Mortgage

Document Number	0055340439
Date	Aug 31, 2020
Book Page	005534/000439
Instrument	95743

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15919 PADDOCK DR, MONTVERDE, FL 34756-3341
Document Number	0051991328
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15919 PADDOCK DR MONTVERDE FL 347563341, MONTVERDE, FL 34756-3341

Mortgage

Document Number	0051991328
Date	Oct 25, 2018
Book Page	005199/001328
Instrument	125546

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2033

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15919 PADDOCK DR, MONTVERDE, FL 34756-3341
Document Number	0049740950
Book / Page	004974 / 000950
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15919 PADDOCK DR MONTVERDE FL 347563341, MONTVERDE, FL 34756-3341

Mortgage

Document Number	0049740950
Date	Jul 19, 2017
Book Page	004974/000950
Instrument	77647

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,760 (+2.9%)	$459,179 (-) Land $140,000 Building $319,179
2025		$426,400 (+5.99%) Land $140,000 Building $286,400	$459,179 (+14.13%) Land $140,000 Building $319,179
2024	$5,709.00 (+5.66%)
2023	$5,403.00 (-6.54%) Homeowner's exemption	$402,320 (+0.13%)	$402,320 (+0.13%) Land $78,000 Building $324,320
2022	$5,781.00	$401,799	$401,799 Land $78,000 Building $323,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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