15850 Paddock Dr, Montverde, FL 34756 Property Records

Lake County property record for 15850 Paddock Dr, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,193 sqft · built 2001
Lot Size	1.01 acres (44,207 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2018)
Tax Bill	$4,120 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-22-26-1505-000-02100`

Property Details

APN / Parcel Number

Primary APN	`10-22-26-1505-000-02100`
Alternative APN	`3529405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	44,207 sqft (1.01 acres)
Lot Width	214 ft Width
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	424 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3529405
Street Address	15850 PADDOCK DR
City	MONTVERDE
State	FL
Zip	34756-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF MONTVERDE FIRST ADD LOT 21 PB 31 PGS 81-82 ORB 5140 PG 308
Legal Range	26E
Legal Township	22S
Legal Section	10
Legal Subdivision	TRAILS OF
Legal Tract	1505
Legal Lot Number	21
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1015
Census Tract	31301

Owner

15850 Paddock Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	15850 PADDOCK DR, MONTVERDE, FL 34756-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jul 17, 2018	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	2018082285
Deed Book / Page	5140 / 0308
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15850 PADDOCK DR, MONTVERDE, FL 34756-3305
Document Number	0053610589
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15850 PADDOCK DR MONTVERDE FL 347563305, MONTVERDE, FL 34756-3305

Mortgage

Document Number	0053610589
Date	Oct 21, 2019
Book Page	005361/000589
Instrument	119064

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 17, 2018
Property Address	15850 PADDOCK DR, MONTVERDE, FL 34756-3305
Document Number	0051400308
Book / Page	005140 / 000308
Instrument Date	Jul 10, 2018
Instrument	82285
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15850 PADDOCK DR MONTVERDE FL 347563305, MONTVERDE, FL 34756-3305

Mortgage

Document Number	51400310
Date	Jul 17, 2018
Book Page	005140/000310
Instrument	82286

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$302,210 Land $140,000 Building $162,210	$476,643 Land $140,000 Building $336,643
2024	$4,120.00 (+7.1%)
2023	$3,847.00 (+6.83%) Homeowner's exemption	$285,150 (+3%)	$400,974 (-) Land $78,000 Building $322,974
2022	$3,601.00 Homeowner's exemption	$276,850	$400,974 Land $78,000 Building $322,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15850 Paddock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15850 Paddock Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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