Montgomery County property record for 15916 Ridge Oak Rd, Willis, TX 77378 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Square Footage | 2,783 sqft Living Area |
| Lot Size | 64,033 sqft (1.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $908,922 (2026) |
| Tax Bill | $2,039.00 (2024) |
Source: Montgomery County records · APN 8282-08-03900
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15916 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage CADENCE BANK NA |
| Feb 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 17, 2023 | Vendor's Lien, Transfer · Conventional Mortgage SECURITY SERVICE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2026 · Amount on Record |
| Deed Sale | Feb 05, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2023 · Amount on Record |
| Deed Doc Number | 202611002 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 15916 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | ALA TITLE, ALAMO TITLE |
| Name | Verified Name |
|---|---|
| Address | 7408A SHADYVILLA LN, HOUSTON, TX 77055-5116 |
| Document Number | 0000011723 |
|---|---|
| Date | Feb 07, 2024 |
| Instrument | 2024011723 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Feb 05, 2026 |
| Property Address | 15916 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Document Number | 0000011002 |
| Map Reference | CAB Z SH 9075 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026011002 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15916 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Document Number | 0000011003 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | 2026011003 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2041 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 17, 2023 |
| Property Address | 15916 RIDGE OAK RD, WILLIS, TX 77378-1791 |
| Document Number | 0000032382 |
| Map Reference | CAB Z SH 9075 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023032382 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WATER ST, WILLIAMSTOWN, MA 01267-2830 |
| Name | Verified Name |
|---|---|
| Address | 7941 KATY FWY # 792, HOUSTON, TX 77024-1924 |
| Document Number | 0000032383 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023032383 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2038 |
Source: Montgomery County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $846,653 (+593.92%) Land $122,010 Building $724,643 | $846,653 (+593.92%) Land $122,010 Building $724,643 | |
| 2024 | $2,039.00 (+70.77%) | $122,010 (+66%) Land $122,010 | $122,010 (+66%) Land $122,010 |
| 2023 | $1,194.00 | $73,500 Land $73,500 | $73,500 Land $73,500 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 30% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 8282-08-03900 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,783 sqft Living Area |
| Gross Area | 3,263 sqft Gross Area |
| 1st Floor | 2,783 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Exterior Material | Stucco Exterior |
|---|---|
| Roof Material | Composition Shingle Roof |
| Lot Area | 64,033 sqft (1.47 acres) |
| Porch Area | 72 sqft Porch |
| Storage Building | 896 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 15916 RIDGE OAK RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-1791 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S828208 - REPUBLIC GRAND RANCH 08, BLOCK 2, LOT 26 |
| Legal Subdivision | REPUBLIC GRAND RANCH 08 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | MONTGOMERY TX |
| Minor Civil Division | WILLIS |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 694107 |
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